<?xml version="1.0" encoding="utf-8"?>
<catalog>
	<question>
		<phrase isaudiomp3="1" mp3="../MEDIA/1.0.mp3"><![CDATA[The bank will not accept a student ID as a valid form of identification.]]></phrase>
		<question grammarid="1" isaudiomp3="1" rationale="0" picture="images/question1.jpg" mp3="../MEDIA/1.mp3" exercise_type="" questionmode="" choicemode="" answerbankid="1" answerbankmode="" rationalemode="" playonload="" mp3speed="" ttsspeed="" passage="" show_passage="" show_passage_audioplayer="" passage_audio_type="" showvideo="" video="" enable_audio_recorder="" recorder_mode="" word="accept"><![CDATA[The bank will not _________ a student ID as a valid form of identification.]]></question>
		<saythis><![CDATA[The bank will not blank, a student ID as a valid form of identification.]]></saythis>
		<answer isaudiomp3="1" picture="images/c1.jpg" mp3="../MEDIA/1.1.mp3" isrationalemp3="1" rationalemp3="../MEDIA/correct.mp3" rationaleimage="images/rationale/1.1.jpg" rationale="Correct." value="1" choicesay="accept"><![CDATA[accept]]></answer>
	</question>
	<question>
		<phrase isaudiomp3="1" mp3="../MEDIA/2.0.mp3"><![CDATA[The bank's acceptance of checks allows extra time for out-of-state checks to clear before they are credited to your account.]]></phrase>
		<question grammarid="2" isaudiomp3="1" rationale="0" picture="images/question2.jpg" mp3="../MEDIA/2.mp3" exercise_type="" questionmode="" choicemode="" answerbankid="1" answerbankmode="" rationalemode="" playonload="" mp3speed="" ttsspeed="" passage="" show_passage="" show_passage_audioplayer="" passage_audio_type="" showvideo="" video="" enable_audio_recorder="" recorder_mode="" word="accept"><![CDATA[The bank's _________ of checks allows extra time for out-of-state checks to clear before they are credited to your account.]]></question>
		<saythis><![CDATA[The bank's blank, of checks allows extra time for out-of-state checks to clear before they are credited to your account.]]></saythis>
		<answer isaudiomp3="1" picture="images/c1.jpg" mp3="../MEDIA/2.1.mp3" isrationalemp3="1" rationalemp3="../MEDIA/correct.mp3" rationaleimage="images/rationale/2.1.jpg" rationale="Correct." value="1" choicesay="acceptance"><![CDATA[acceptance]]></answer>
	</question>
	<question>
		<phrase isaudiomp3="1" mp3="../MEDIA/3.0.mp3"><![CDATA[Shorter banking hours would not be acceptable to many customers, who might close their accounts as a result.]]></phrase>
		<question grammarid="3" isaudiomp3="1" rationale="0" picture="images/question3.jpg" mp3="../MEDIA/3.mp3" exercise_type="" questionmode="" choicemode="" answerbankid="1" answerbankmode="" rationalemode="" playonload="" mp3speed="" ttsspeed="" passage="" show_passage="" show_passage_audioplayer="" passage_audio_type="" showvideo="" video="" enable_audio_recorder="" recorder_mode="" word="accept"><![CDATA[Shorter banking hours would not be _________ to many customers, who might close their accounts as a result.]]></question>
		<saythis><![CDATA[Shorter banking hours would not be blank, to many customers, who might close their accounts as a result.]]></saythis>
		<answer isaudiomp3="1" picture="images/c1.jpg" mp3="../MEDIA/3.1.mp3" isrationalemp3="1" rationalemp3="../MEDIA/correct.mp3" rationaleimage="images/rationale/3.1.jpg" rationale="Correct." value="1" choicesay="acceptable"><![CDATA[acceptable]]></answer>
	</question>
	<question>
		<phrase isaudiomp3="1" mp3="../MEDIA/4.0.mp3"><![CDATA[Our friends cautioned us against putting our money into an account that pays such a low interest rate.]]></phrase>
		<question grammarid="4" isaudiomp3="1" rationale="0" picture="images/question4.jpg" mp3="../MEDIA/4.mp3" exercise_type="" questionmode="" choicemode="" answerbankid="1" answerbankmode="" rationalemode="" playonload="" mp3speed="" ttsspeed="" passage="" show_passage="" show_passage_audioplayer="" passage_audio_type="" showvideo="" video="" enable_audio_recorder="" recorder_mode="" word="cautiously"><![CDATA[Our friends _________ us against putting our money into an account that pays such a low interest rate.]]></question>
		<saythis><![CDATA[Our friends blank, us against putting our money into an account that pays such a low interest rate.]]></saythis>
		<answer isaudiomp3="1" picture="images/c1.jpg" mp3="../MEDIA/4.1.mp3" isrationalemp3="1" rationalemp3="../MEDIA/correct.mp3" rationaleimage="images/rationale/4.1.jpg" rationale="Correct." value="1" choicesay="cautioned"><![CDATA[cautioned]]></answer>
	</question>
	<question>
		<phrase isaudiomp3="1" mp3="../MEDIA/5.0.mp3"><![CDATA[The bank officer was cautious about approving Chen's loan because of his unfavorable credit history.]]></phrase>
		<question grammarid="5" isaudiomp3="1" rationale="0" picture="images/question5.jpg" mp3="../MEDIA/5.mp3" exercise_type="" questionmode="" choicemode="" answerbankid="1" answerbankmode="" rationalemode="" playonload="" mp3speed="" ttsspeed="" passage="" show_passage="" show_passage_audioplayer="" passage_audio_type="" showvideo="" video="" enable_audio_recorder="" recorder_mode="" word="cautiously"><![CDATA[The bank officer was _________ about approving Chen's loan because of his unfavorable credit history.]]></question>
		<saythis><![CDATA[The bank officer was blank, about approving Chen's loan because of his unfavorable credit history.]]></saythis>
		<answer isaudiomp3="1" picture="images/c1.jpg" mp3="../MEDIA/5.1.mp3" isrationalemp3="1" rationalemp3="../MEDIA/correct.mp3" rationaleimage="images/rationale/5.1.jpg" rationale="Correct." value="1" choicesay="cautious"><![CDATA[cautious]]></answer>
	</question>
	<question>
		<phrase isaudiomp3="1" mp3="../MEDIA/6.0.mp3"><![CDATA[We spent our money cautiously because we were not sure we would be able to borrow more.]]></phrase>
		<question grammarid="6" isaudiomp3="1" rationale="0" picture="images/question6.jpg" mp3="../MEDIA/6.mp3" exercise_type="" questionmode="" choicemode="" answerbankid="1" answerbankmode="" rationalemode="" playonload="" mp3speed="" ttsspeed="" passage="" show_passage="" show_passage_audioplayer="" passage_audio_type="" showvideo="" video="" enable_audio_recorder="" recorder_mode="" word="cautiously"><![CDATA[We spent our money _________ because we were not sure we would be able to borrow more.]]></question>
		<saythis><![CDATA[We spent our money blank, because we were not sure we would be able to borrow more.]]></saythis>
		<answer isaudiomp3="1" picture="images/c1.jpg" mp3="../MEDIA/6.1.mp3" isrationalemp3="1" rationalemp3="../MEDIA/correct.mp3" rationaleimage="images/rationale/6.1.jpg" rationale="Correct." value="1" choicesay="cautiously"><![CDATA[cautiously]]></answer>
	</question>
	<question>
		<phrase isaudiomp3="1" mp3="../MEDIA/7.0.mp3"><![CDATA[Remember to deduct the monthly bank fee from your statement.]]></phrase>
		<question grammarid="7" isaudiomp3="1" rationale="0" picture="images/question7.jpg" mp3="../MEDIA/7.mp3" exercise_type="" questionmode="" choicemode="" answerbankid="1" answerbankmode="" rationalemode="" playonload="" mp3speed="" ttsspeed="" passage="" show_passage="" show_passage_audioplayer="" passage_audio_type="" showvideo="" video="" enable_audio_recorder="" recorder_mode="" word="deduct"><![CDATA[Remember to _________ the monthly bank fee from your statement.]]></question>
		<saythis><![CDATA[Remember to blank, the monthly bank fee from your statement.]]></saythis>
		<answer isaudiomp3="1" picture="images/c1.jpg" mp3="../MEDIA/7.1.mp3" isrationalemp3="1" rationalemp3="../MEDIA/correct.mp3" rationaleimage="images/rationale/7.1.jpg" rationale="Correct." value="1" choicesay="deduct"><![CDATA[deduct]]></answer>
	</question>
	<question>
		<phrase isaudiomp3="1" mp3="../MEDIA/8.0.mp3"><![CDATA[Taxes and health insurance payments are called deductibles because they are deducted from your paycheck.]]></phrase>
		<question grammarid="8" isaudiomp3="1" rationale="0" picture="images/question8.jpg" mp3="../MEDIA/8.mp3" exercise_type="" questionmode="" choicemode="" answerbankid="1" answerbankmode="" rationalemode="" playonload="" mp3speed="" ttsspeed="" passage="" show_passage="" show_passage_audioplayer="" passage_audio_type="" showvideo="" video="" enable_audio_recorder="" recorder_mode="" word="deduct"><![CDATA[Taxes and health insurance payments are called _________ because they are deducted from your paycheck.]]></question>
		<saythis><![CDATA[Taxes and health insurance payments are called blank, because they are deducted from your paycheck.]]></saythis>
		<answer isaudiomp3="1" picture="images/c1.jpg" mp3="../MEDIA/8.1.mp3" isrationalemp3="1" rationalemp3="../MEDIA/correct.mp3" rationaleimage="images/rationale/8.1.jpg" rationale="Correct." value="1" choicesay="deductible"><![CDATA[deductible]]></answer>
	</question>
	<question>
		<phrase isaudiomp3="1" mp3="../MEDIA/9.0.mp3"><![CDATA[Deductions are made electronically every month and will appear on your statement.]]></phrase>
		<question grammarid="9" isaudiomp3="1" rationale="0" picture="images/question9.jpg" mp3="../MEDIA/9.mp3" exercise_type="" questionmode="" choicemode="" answerbankid="1" answerbankmode="" rationalemode="" playonload="" mp3speed="" ttsspeed="" passage="" show_passage="" show_passage_audioplayer="" passage_audio_type="" showvideo="" video="" enable_audio_recorder="" recorder_mode="" word="deduct"><![CDATA[_________ are made electronically every month and will appear on your statement.]]></question>
		<saythis><![CDATA[blank, are made electronically every month and will appear on your statement.]]></saythis>
		<answer isaudiomp3="1" picture="images/c1.jpg" mp3="../MEDIA/9.1.mp3" isrationalemp3="1" rationalemp3="../MEDIA/correct.mp3" rationaleimage="images/rationale/9.1.jpg" rationale="Correct." value="1" choicesay="Deductions"><![CDATA[Deductions]]></answer>
	</question>
	<question>
		<phrase isaudiomp3="1" mp3="../MEDIA/10.0.mp3"><![CDATA[The bank's policies restrict the number of deductions you can make from your account without a penalty.]]></phrase>
		<question grammarid="10" isaudiomp3="1" rationale="0" picture="images/question10.jpg" mp3="../MEDIA/10.mp3" exercise_type="" questionmode="" choicemode="" answerbankid="1" answerbankmode="" rationalemode="" playonload="" mp3speed="" ttsspeed="" passage="" show_passage="" show_passage_audioplayer="" passage_audio_type="" showvideo="" video="" enable_audio_recorder="" recorder_mode="" word="restricted"><![CDATA[The bank's policies _________ the number of deductions you can make from your account without a penalty.]]></question>
		<saythis><![CDATA[The bank's policies blank, the number of deductions you can make from your account without a penalty.]]></saythis>
		<answer isaudiomp3="1" picture="images/c1.jpg" mp3="../MEDIA/10.1.mp3" isrationalemp3="1" rationalemp3="../MEDIA/correct.mp3" rationaleimage="images/rationale/10.1.jpg" rationale="Correct." value="1" choicesay="restrict"><![CDATA[restrict]]></answer>
	</question>
	<question>
		<phrase isaudiomp3="1" mp3="../MEDIA/11.0.mp3"><![CDATA[The restrictions on who was eligible for a mortgage made it impossible for many low-income families to borrow money.]]></phrase>
		<question grammarid="11" isaudiomp3="1" rationale="0" picture="images/question11.jpg" mp3="../MEDIA/11.mp3" exercise_type="" questionmode="" choicemode="" answerbankid="1" answerbankmode="" rationalemode="" playonload="" mp3speed="" ttsspeed="" passage="" show_passage="" show_passage_audioplayer="" passage_audio_type="" showvideo="" video="" enable_audio_recorder="" recorder_mode="" word="restricted"><![CDATA[The _________ on who was eligible for a mortgage made it impossible for many low-income families to borrow money.]]></question>
		<saythis><![CDATA[The blank, on who was eligible for a mortgage made it impossible for many low-income families to borrow money.]]></saythis>
		<answer isaudiomp3="1" picture="images/c1.jpg" mp3="../MEDIA/11.1.mp3" isrationalemp3="1" rationalemp3="../MEDIA/correct.mp3" rationaleimage="images/rationale/11.1.jpg" rationale="Correct." value="1" choicesay="restrictions"><![CDATA[restrictions]]></answer>
	</question>
	<question>
		<phrase isaudiomp3="1" mp3="../MEDIA/12.0.mp3"><![CDATA[Information about your account is confidential and its use without your permission is restricted.]]></phrase>
		<question grammarid="12" isaudiomp3="1" rationale="0" picture="images/question12.jpg" mp3="../MEDIA/12.mp3" exercise_type="" questionmode="" choicemode="" answerbankid="1" answerbankmode="" rationalemode="" playonload="" mp3speed="" ttsspeed="" passage="" show_passage="" show_passage_audioplayer="" passage_audio_type="" showvideo="" video="" enable_audio_recorder="" recorder_mode="" word="restricted"><![CDATA[Information about your account is confidential and its use without your permission is _________.]]></question>
		<saythis><![CDATA[Information about your account is confidential and its use without your permission is blank,.]]></saythis>
		<answer isaudiomp3="1" picture="images/c1.jpg" mp3="../MEDIA/12.1.mp3" isrationalemp3="1" rationalemp3="../MEDIA/correct.mp3" rationaleimage="images/rationale/12.1.jpg" rationale="Correct." value="1" choicesay="restricted"><![CDATA[restricted]]></answer>
	</question>
	<question>
		<phrase isaudiomp3="1" mp3="../MEDIA/13.0.mp3"><![CDATA[Once you have signed the mortgage contract. the bank will make a check payable to you.]]></phrase>
		<question grammarid="13" isaudiomp3="1" rationale="0" picture="images/question13.jpg" mp3="../MEDIA/13.mp3" exercise_type="" questionmode="" choicemode="" answerbankid="1" answerbankmode="" rationalemode="" playonload="" mp3speed="" ttsspeed="" passage="" show_passage="" show_passage_audioplayer="" passage_audio_type="" showvideo="" video="" enable_audio_recorder="" recorder_mode="" word="signature"><![CDATA[Once you have _________ the mortgage contract, the bank will make a check payable to you.]]></question>
		<saythis><![CDATA[Once you have blank, the mortgage contract, the bank will make a check payable to you.]]></saythis>
		<answer isaudiomp3="1" picture="images/c1.jpg" mp3="../MEDIA/13.1.mp3" isrationalemp3="1" rationalemp3="../MEDIA/correct.mp3" rationaleimage="images/rationale/13.1.jpg" rationale="Correct." value="1" choicesay="signed"><![CDATA[signed]]></answer>
	</question>
	<question>
		<phrase isaudiomp3="1" mp3="../MEDIA/14.0.mp3"><![CDATA[The sign in the bank's lobby announces their rates for savings accounts and for loans.]]></phrase>
		<question grammarid="14" isaudiomp3="1" rationale="0" picture="images/question14.jpg" mp3="../MEDIA/14.mp3" exercise_type="" questionmode="" choicemode="" answerbankid="1" answerbankmode="" rationalemode="" playonload="" mp3speed="" ttsspeed="" passage="" show_passage="" show_passage_audioplayer="" passage_audio_type="" showvideo="" video="" enable_audio_recorder="" recorder_mode="" word="signature"><![CDATA[The _________ in the bank's lobby announces their rates for savings accounts and for loans.]]></question>
		<saythis><![CDATA[The blank, in the bank's lobby announces their rates for savings accounts and for loans.]]></saythis>
		<answer isaudiomp3="1" picture="images/c1.jpg" mp3="../MEDIA/14.1.mp3" isrationalemp3="1" rationalemp3="../MEDIA/correct.mp3" rationaleimage="images/rationale/14.1.jpg" rationale="Correct." value="1" choicesay="sign"><![CDATA[sign]]></answer>
	</question>
	<question>
		<phrase isaudiomp3="1" mp3="../MEDIA/15.0.mp3"><![CDATA[Your signature can be electronically recorded to be verified later.]]></phrase>
		<question grammarid="15" isaudiomp3="1" rationale="0" picture="images/question15.jpg" mp3="../MEDIA/15.mp3" exercise_type="" questionmode="" choicemode="" answerbankid="1" answerbankmode="" rationalemode="" playonload="" mp3speed="" ttsspeed="" passage="" show_passage="" show_passage_audioplayer="" passage_audio_type="" showvideo="" video="" enable_audio_recorder="" recorder_mode="" word="signature"><![CDATA[Your _________ can be electronically recorded to be verified later.]]></question>
		<saythis><![CDATA[Your blank, can be electronically recorded to be verified later.]]></saythis>
		<answer isaudiomp3="1" picture="images/c1.jpg" mp3="../MEDIA/15.1.mp3" isrationalemp3="1" rationalemp3="../MEDIA/correct.mp3" rationaleimage="images/rationale/15.1.jpg" rationale="Correct." value="1" choicesay="signature"><![CDATA[signature]]></answer>
	</question>
	<question>
		<phrase isaudiomp3="1" mp3="../MEDIA/16.0.mp3"><![CDATA[Our company transacts all its financial business at this bank. ]]></phrase>
		<question grammarid="16" isaudiomp3="1" rationale="0" picture="images/question16.jpg" mp3="../MEDIA/16.mp3" exercise_type="" questionmode="" choicemode="" answerbankid="1" answerbankmode="" rationalemode="" playonload="" mp3speed="" ttsspeed="" passage="" show_passage="" show_passage_audioplayer="" passage_audio_type="" showvideo="" video="" enable_audio_recorder="" recorder_mode="" word="transaction"><![CDATA[Our company _________ all its financial business at this bank.]]></question>
		<saythis><![CDATA[Our company blank, all its financial business at this bank.]]></saythis>
		<answer isaudiomp3="1" picture="images/c1.jpg" mp3="../MEDIA/16.1.mp3" isrationalemp3="1" rationalemp3="../MEDIA/correct.mp3" rationaleimage="images/rationale/16.1.jpg" rationale="Correct." value="1" choicesay="transacts"><![CDATA[transacts]]></answer>
	</question>
	<question>
		<phrase isaudiomp3="1" mp3="../MEDIA/17.0.mp3"><![CDATA[All parties concerned were pleased with the results of the business transactions.]]></phrase>
		<question grammarid="17" isaudiomp3="1" rationale="0" picture="images/question17.jpg" mp3="../MEDIA/17.mp3" exercise_type="" questionmode="" choicemode="" answerbankid="1" answerbankmode="" rationalemode="" playonload="" mp3speed="" ttsspeed="" passage="" show_passage="" show_passage_audioplayer="" passage_audio_type="" showvideo="" video="" enable_audio_recorder="" recorder_mode="" word="transaction"><![CDATA[All parties concerned were pleased with the results of the business _________.]]></question>
		<saythis><![CDATA[All parties concerned were pleased with the results of the business blank,.]]></saythis>
		<answer isaudiomp3="1" picture="images/c1.jpg" mp3="../MEDIA/17.1.mp3" isrationalemp3="1" rationalemp3="../MEDIA/correct.mp3" rationaleimage="images/rationale/17.1.jpg" rationale="Correct." value="1" choicesay="transactions"><![CDATA[transactions]]></answer>
	</question>
</catalog>