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	<passage mp3="AUDIO_REPOS/90005.mp3" title="">
		<![CDATA[
			<div id="passage"></div>
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	</passage>
	<distractors>
		<distractor><![CDATA[prepares]]></distractor>
		<distractor><![CDATA[deadline]]></distractor>
		<distractor><![CDATA[fill out]]></distractor>
		<distractor><![CDATA[filed]]></distractor>
		<distractor><![CDATA[spouse]]></distractor>
		<distractor><![CDATA[joint]]></distractor>
		<distractor><![CDATA[refund]]></distractor>
		<distractor><![CDATA[calculated]]></distractor>
		<distractor><![CDATA[owe]]></distractor>
		<distractor><![CDATA[gave up]]></distractor>
		<distractor><![CDATA[withhold]]></distractor>
		<distractor><![CDATA[penalized]]></distractor>
		<distractor><![CDATA[Every year, my wife gathers all of our pay stubs and expense reports and prepares to fill out our tax forms.]]></distractor>
		<distractor><![CDATA[She tries to finish them in March, well before the April 15th deadline.]]></distractor>
		<distractor><![CDATA[It's a time-consuming process.]]></distractor>
		<distractor><![CDATA[There are receipts to find, records to organize, and forms to fill out.]]></distractor>
		<distractor><![CDATA[When we first got married, we filed separate returns.]]></distractor>
		<distractor><![CDATA[But now she marks me as her spouse and files the joint return.]]></distractor>
		<distractor><![CDATA[It saves us money and saves me time!]]></distractor>
		<distractor><![CDATA[My wife is very proud of her accuracy.]]></distractor>
		<distractor><![CDATA[The government has never sent the forms back with corrections.]]></distractor>
		<distractor><![CDATA[For several years now, we have received a refund.]]></distractor>
		<distractor><![CDATA[But this year, she calculated the numbers over and over again and found we had not paid enough taxes throughout the year.]]></distractor>
		<distractor><![CDATA[She didn't want to owe any money.]]></distractor>
		<distractor><![CDATA[Finally, she gave up and sent in our check.]]></distractor>
		<distractor><![CDATA[Actually, it was my fault.]]></distractor>
		<distractor><![CDATA[I had changed jobs and didn't ask my employer to withhold enough money from my paychecks.]]></distractor>
		<distractor><![CDATA[I'm just glad we found and corrected the mistake before we got penalized.]]></distractor>
	</distractors>
	<video mode="embed"><![CDATA[]]></video>
	<answerbank words_per_row="5">
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