<?xml version="1.0" encoding="utf-8"?>
<catalog>
	<question>
		<phrase isaudiomp3="1" mp3="../MEDIA/90005-1.0.mp3"><![CDATA[The young man tries to calculate his expenses every month.]]></phrase>
		<question isaudiomp3="1" rationale="0" picture="" mp3="" exercise_type="" questionmode="" choicemode="" answerbankid="1" answerbankmode="" rationalemode="" playonload="" mp3speed="1" ttsspeed="0" passage="" show_passage="" show_passage_audioplayer="" passage_audio_type="" showvideo="" video="" enable_audio_recorder="" recorder_mode="" correctrationale="" incorrectrationale="" ><![CDATA[The young man tries to _________ his expenses every month.]]></question>
		<saythis><![CDATA[The young man tries to blank, his expenses every month.]]></saythis>
		<answer isaudiomp3="1" picture="../PASSAGE_IMAGES/90005-1-1.jpg" mp3="../MEDIA/90005-1-1.mp3" isrationalemp3="1" rationalemp3="../MEDIA/correct.mp3" rationaleimage="../PASSAGE_IMAGES/rationale/90005-1-1.jpg" rationale="Correct." value="1" choicesay="calculate"><![CDATA[calculate]]></answer>
	</question>
	<question>
		<phrase isaudiomp3="1" mp3="../MEDIA/90005-2.0.mp3"><![CDATA[The calculation is no more difficult than high school math.]]></phrase>
		<question isaudiomp3="1" rationale="0" picture="" mp3="" exercise_type="" questionmode="" choicemode="" answerbankid="1" answerbankmode="" rationalemode="" playonload="" mp3speed="1" ttsspeed="0" passage="" show_passage="" show_passage_audioplayer="" passage_audio_type="" showvideo="" video="" enable_audio_recorder="" recorder_mode="" correctrationale="" incorrectrationale="" ><![CDATA[The _________ is no more difficult than high school math.]]></question>
		<saythis><![CDATA[The blank, is no more difficult than high school math.]]></saythis>
		<answer isaudiomp3="1" picture="../PASSAGE_IMAGES/90005-2-1.jpg" mp3="../MEDIA/90005-2-1.mp3" isrationalemp3="1" rationalemp3="../MEDIA/correct.mp3" rationaleimage="../PASSAGE_IMAGES/rationale/90005-2-1.jpg" rationale="Correct." value="1" choicesay="calculation"><![CDATA[calculation]]></answer>
	</question>
	<question>
		<phrase isaudiomp3="1" mp3="../MEDIA/90005-3.0.mp3"><![CDATA[In order to avoid making addition and subtraction errors, I suggest you use a calculator.]]></phrase>
		<question isaudiomp3="1" rationale="0" picture="" mp3="" exercise_type="" questionmode="" choicemode="" answerbankid="1" answerbankmode="" rationalemode="" playonload="" mp3speed="1" ttsspeed="0" passage="" show_passage="" show_passage_audioplayer="" passage_audio_type="" showvideo="" video="" enable_audio_recorder="" recorder_mode="" correctrationale="" incorrectrationale="" ><![CDATA[In order to avoid making addition and subtraction errors, I suggest you use a _________.]]></question>
		<saythis><![CDATA[In order to avoid making addition and subtraction errors, I suggest you use a blank,.]]></saythis>
		<answer isaudiomp3="1" picture="../PASSAGE_IMAGES/90005-3-1.jpg" mp3="../MEDIA/90005-3-1.mp3" isrationalemp3="1" rationalemp3="../MEDIA/correct.mp3" rationaleimage="../PASSAGE_IMAGES/rationale/90005-3-1.jpg" rationale="Correct." value="1" choicesay="calculator"><![CDATA[calculator]]></answer>
	</question>
	<question>
		<phrase isaudiomp3="1" mp3="../MEDIA/90005-4.0.mp3"><![CDATA[Don't wait until the last minute to file your taxes.]]></phrase>
		<question isaudiomp3="1" rationale="0" picture="" mp3="" exercise_type="" questionmode="" choicemode="" answerbankid="1" answerbankmode="" rationalemode="" playonload="" mp3speed="1" ttsspeed="0" passage="" show_passage="" show_passage_audioplayer="" passage_audio_type="" showvideo="" video="" enable_audio_recorder="" recorder_mode="" correctrationale="" incorrectrationale="" ><![CDATA[Don't wait until the last minute to _________ your taxes.]]></question>
		<saythis><![CDATA[Don't wait until the last minute to blank, your taxes.]]></saythis>
		<answer isaudiomp3="1" picture="../PASSAGE_IMAGES/90005-4-1.jpg" mp3="../MEDIA/90005-4-1.mp3" isrationalemp3="1" rationalemp3="../MEDIA/correct.mp3" rationaleimage="../PASSAGE_IMAGES/rationale/90005-4-1.jpg" rationale="Correct." value="1" choicesay="file"><![CDATA[file]]></answer>
	</question>
	<question>
		<phrase isaudiomp3="1" mp3="../MEDIA/90005-5.0.mp3"><![CDATA[I keep all my tax information in one file.]]></phrase>
		<question isaudiomp3="1" rationale="0" picture="" mp3="" exercise_type="" questionmode="" choicemode="" answerbankid="1" answerbankmode="" rationalemode="" playonload="" mp3speed="1" ttsspeed="0" passage="" show_passage="" show_passage_audioplayer="" passage_audio_type="" showvideo="" video="" enable_audio_recorder="" recorder_mode="" correctrationale="" incorrectrationale="" ><![CDATA[I keep all my tax information in one _________.]]></question>
		<saythis><![CDATA[I keep all my tax information in one blank,.]]></saythis>
		<answer isaudiomp3="1" picture="../PASSAGE_IMAGES/90005-5-1.jpg" mp3="../MEDIA/90005-5-1.mp3" isrationalemp3="1" rationalemp3="../MEDIA/correct.mp3" rationaleimage="../PASSAGE_IMAGES/rationale/90005-5-1.jpg" rationale="Correct." value="1" choicesay="file"><![CDATA[file]]></answer>
	</question>
	<question>
		<phrase isaudiomp3="1" mp3="../MEDIA/90005-6.0.mp3"><![CDATA[My husband and I filed a joint tax return.]]></phrase>
		<question isaudiomp3="1" rationale="0" picture="" mp3="" exercise_type="" questionmode="" choicemode="" answerbankid="1" answerbankmode="" rationalemode="" playonload="" mp3speed="1" ttsspeed="0" passage="" show_passage="" show_passage_audioplayer="" passage_audio_type="" showvideo="" video="" enable_audio_recorder="" recorder_mode="" correctrationale="" incorrectrationale="" ><![CDATA[My husband and I filed a _________ tax return.]]></question>
		<saythis><![CDATA[My husband and I filed a blank, tax return.]]></saythis>
		<answer isaudiomp3="1" picture="../PASSAGE_IMAGES/90005-6-1.jpg" mp3="../MEDIA/90005-6-1.mp3" isrationalemp3="1" rationalemp3="../MEDIA/correct.mp3" rationaleimage="../PASSAGE_IMAGES/rationale/90005-6-1.jpg" rationale="Correct." value="1" choicesay="joint"><![CDATA[joint]]></answer>
	</question>
	<question>
		<phrase isaudiomp3="1" mp3="../MEDIA/90005-7.0.mp3"><![CDATA[Even though you are separated right now, you will save money if you and your wife file your taxes jointly.]]></phrase>
		<question isaudiomp3="1" rationale="0" picture="" mp3="" exercise_type="" questionmode="" choicemode="" answerbankid="1" answerbankmode="" rationalemode="" playonload="" mp3speed="1" ttsspeed="0" passage="" show_passage="" show_passage_audioplayer="" passage_audio_type="" showvideo="" video="" enable_audio_recorder="" recorder_mode="" correctrationale="" incorrectrationale="" ><![CDATA[Even though you are separated right now, you will save money if you and your wife file your taxes _________.]]></question>
		<saythis><![CDATA[Even though you are separated right now, you will save money if you and your wife file your taxes blank,.]]></saythis>
		<answer isaudiomp3="1" picture="../PASSAGE_IMAGES/90005-7-1.jpg" mp3="../MEDIA/90005-7-1.mp3" isrationalemp3="1" rationalemp3="../MEDIA/correct.mp3" rationaleimage="../PASSAGE_IMAGES/rationale/90005-7-1.jpg" rationale="Correct." value="1" choicesay="jointly"><![CDATA[jointly]]></answer>
	</question>
	<question>
		<phrase isaudiomp3="1" mp3="../MEDIA/90005-8.0.mp3"><![CDATA[The government will penalize taxpayers who try to evade paying their fair share of taxes.]]></phrase>
		<question isaudiomp3="1" rationale="0" picture="" mp3="" exercise_type="" questionmode="" choicemode="" answerbankid="1" answerbankmode="" rationalemode="" playonload="" mp3speed="1" ttsspeed="0" passage="" show_passage="" show_passage_audioplayer="" passage_audio_type="" showvideo="" video="" enable_audio_recorder="" recorder_mode="" correctrationale="" incorrectrationale="" ><![CDATA[The government will _________ taxpayers who try to evade paying their fair share of taxes.]]></question>
		<saythis><![CDATA[The government will blank, taxpayers who try to evade paying their fair share of taxes.]]></saythis>
		<answer isaudiomp3="1" picture="../PASSAGE_IMAGES/90005-8-1.jpg" mp3="../MEDIA/90005-8-1.mp3" isrationalemp3="1" rationalemp3="../MEDIA/correct.mp3" rationaleimage="../PASSAGE_IMAGES/rationale/90005-8-1.jpg" rationale="Correct." value="1" choicesay="penalize"><![CDATA[penalize]]></answer>
	</question>
	<question>
		<phrase isaudiomp3="1" mp3="../MEDIA/90005-9.0.mp3"><![CDATA[For every dollar you owe in overdue taxes, a 10 percent penalty is imposed.]]></phrase>
		<question isaudiomp3="1" rationale="0" picture="" mp3="" exercise_type="" questionmode="" choicemode="" answerbankid="1" answerbankmode="" rationalemode="" playonload="" mp3speed="1" ttsspeed="0" passage="" show_passage="" show_passage_audioplayer="" passage_audio_type="" showvideo="" video="" enable_audio_recorder="" recorder_mode="" correctrationale="" incorrectrationale="" ><![CDATA[For every dollar you owe in overdue taxes, a 10 percent _________ is imposed.]]></question>
		<saythis><![CDATA[For every dollar you owe in overdue taxes, a 10 percent blank, is imposed.]]></saythis>
		<answer isaudiomp3="1" picture="../PASSAGE_IMAGES/90005-9-1.jpg" mp3="../MEDIA/90005-9-1.mp3" isrationalemp3="1" rationalemp3="../MEDIA/correct.mp3" rationaleimage="../PASSAGE_IMAGES/rationale/90005-9-1.jpg" rationale="Correct." value="1" choicesay="penalty"><![CDATA[penalty]]></answer>
	</question>
	<question>
		<phrase isaudiomp3="1" mp3="../MEDIA/90005-10.0.mp3"><![CDATA[Tax evasion is a penal offense.]]></phrase>
		<question isaudiomp3="1" rationale="0" picture="" mp3="" exercise_type="" questionmode="" choicemode="" answerbankid="1" answerbankmode="" rationalemode="" playonload="" mp3speed="1" ttsspeed="0" passage="" show_passage="" show_passage_audioplayer="" passage_audio_type="" showvideo="" video="" enable_audio_recorder="" recorder_mode="" correctrationale="" incorrectrationale="" ><![CDATA[Tax evasion is a _________ offense.]]></question>
		<saythis><![CDATA[Tax evasion is a blank, offense.]]></saythis>
		<answer isaudiomp3="1" picture="../PASSAGE_IMAGES/90005-10-1.jpg" mp3="../MEDIA/90005-10-1.mp3" isrationalemp3="1" rationalemp3="../MEDIA/correct.mp3" rationaleimage="../PASSAGE_IMAGES/rationale/90005-10-1.jpg" rationale="Correct." value="1" choicesay="penal"><![CDATA[penal]]></answer>
	</question>
	<question>
		<phrase isaudiomp3="1" mp3="../MEDIA/90005-11.0.mp3"><![CDATA[Most people wait until the last minute to prepare their tax returns.]]></phrase>
		<question isaudiomp3="1" rationale="0" picture="" mp3="" exercise_type="" questionmode="" choicemode="" answerbankid="1" answerbankmode="" rationalemode="" playonload="" mp3speed="1" ttsspeed="0" passage="" show_passage="" show_passage_audioplayer="" passage_audio_type="" showvideo="" video="" enable_audio_recorder="" recorder_mode="" correctrationale="" incorrectrationale="" ><![CDATA[Most people wait until the last minute to _________ their tax returns.]]></question>
		<saythis><![CDATA[Most people wait until the last minute to blank, their tax returns.]]></saythis>
		<answer isaudiomp3="1" picture="../PASSAGE_IMAGES/90005-11-1.jpg" mp3="../MEDIA/90005-11-1.mp3" isrationalemp3="1" rationalemp3="../MEDIA/correct.mp3" rationaleimage="../PASSAGE_IMAGES/rationale/90005-11-1.jpg" rationale="Correct." value="1" choicesay="prepare"><![CDATA[prepare]]></answer>
	</question>
	<question>
		<phrase isaudiomp3="1" mp3="../MEDIA/90005-12.0.mp3"><![CDATA[If you are organized, income tax preparation takes only a few hours.]]></phrase>
		<question isaudiomp3="1" rationale="0" picture="" mp3="" exercise_type="" questionmode="" choicemode="" answerbankid="1" answerbankmode="" rationalemode="" playonload="" mp3speed="1" ttsspeed="0" passage="" show_passage="" show_passage_audioplayer="" passage_audio_type="" showvideo="" video="" enable_audio_recorder="" recorder_mode="" correctrationale="" incorrectrationale="" ><![CDATA[If you are organized, income tax _________ takes only a few hours.]]></question>
		<saythis><![CDATA[If you are organized, income tax blank, takes only a few hours.]]></saythis>
		<answer isaudiomp3="1" picture="../PASSAGE_IMAGES/90005-12-1.jpg" mp3="../MEDIA/90005-12-1.mp3" isrationalemp3="1" rationalemp3="../MEDIA/correct.mp3" rationaleimage="../PASSAGE_IMAGES/rationale/90005-12-1.jpg" rationale="Correct." value="1" choicesay="preparation"><![CDATA[preparation]]></answer>
	</question>
	<question>
		<phrase isaudiomp3="1" mp3="../MEDIA/90005-13.0.mp3"><![CDATA[The preparatory work for doing my taxes is more time-consuming than filling out the forms.]]></phrase>
		<question isaudiomp3="1" rationale="0" picture="" mp3="" exercise_type="" questionmode="" choicemode="" answerbankid="1" answerbankmode="" rationalemode="" playonload="" mp3speed="1" ttsspeed="0" passage="" show_passage="" show_passage_audioplayer="" passage_audio_type="" showvideo="" video="" enable_audio_recorder="" recorder_mode="" correctrationale="" incorrectrationale="" ><![CDATA[The _________ work for doing my taxes is more time-consuming than filling out the forms.]]></question>
		<saythis><![CDATA[The blank, work for doing my taxes is more time-consuming than filling out the forms.]]></saythis>
		<answer isaudiomp3="1" picture="../PASSAGE_IMAGES/90005-13-1.jpg" mp3="../MEDIA/90005-13-1.mp3" isrationalemp3="1" rationalemp3="../MEDIA/correct.mp3" rationaleimage="../PASSAGE_IMAGES/rationale/90005-13-1.jpg" rationale="Correct." value="1" choicesay="preparatory"><![CDATA[preparatory]]></answer>
	</question>
	<question>
		<phrase isaudiomp3="1" mp3="../MEDIA/90005-14.0.mp3"><![CDATA[The government should refund your overpaid taxes within a few weeks of filing your tax return.]]></phrase>
		<question isaudiomp3="1" rationale="0" picture="" mp3="" exercise_type="" questionmode="" choicemode="" answerbankid="1" answerbankmode="" rationalemode="" playonload="" mp3speed="1" ttsspeed="0" passage="" show_passage="" show_passage_audioplayer="" passage_audio_type="" showvideo="" video="" enable_audio_recorder="" recorder_mode="" correctrationale="" incorrectrationale="" ><![CDATA[The government should _________ your overpaid taxes within a few weeks of filing your tax return.]]></question>
		<saythis><![CDATA[The government should blank, your overpaid taxes within a few weeks of filing your tax return.]]></saythis>
		<answer isaudiomp3="1" picture="../PASSAGE_IMAGES/90005-14-1.jpg" mp3="../MEDIA/90005-14-1.mp3" isrationalemp3="1" rationalemp3="../MEDIA/correct.mp3" rationaleimage="../PASSAGE_IMAGES/rationale/90005-14-1.jpg" rationale="Correct." value="1" choicesay="refund"><![CDATA[refund]]></answer>
	</question>
	<question>
		<phrase isaudiomp3="1" mp3="../MEDIA/90005-15.0.mp3"><![CDATA[If you have overpaid your income taxes, you will get a refund at the end of the year.]]></phrase>
		<question isaudiomp3="1" rationale="0" picture="" mp3="" exercise_type="" questionmode="" choicemode="" answerbankid="1" answerbankmode="" rationalemode="" playonload="" mp3speed="1" ttsspeed="0" passage="" show_passage="" show_passage_audioplayer="" passage_audio_type="" showvideo="" video="" enable_audio_recorder="" recorder_mode="" correctrationale="" incorrectrationale="" ><![CDATA[If you have overpaid your income taxes, you will get a _________ at the end of the year.]]></question>
		<saythis><![CDATA[If you have overpaid your income taxes, you will get a blank, at the end of the year.]]></saythis>
		<answer isaudiomp3="1" picture="../PASSAGE_IMAGES/90005-15-1.jpg" mp3="../MEDIA/90005-15-1.mp3" isrationalemp3="1" rationalemp3="../MEDIA/correct.mp3" rationaleimage="../PASSAGE_IMAGES/rationale/90005-15-1.jpg" rationale="Correct." value="1" choicesay="refund"><![CDATA[refund]]></answer>
	</question>
	<question>
		<phrase isaudiomp3="1" mp3="../MEDIA/90005-16.0.mp3"><![CDATA[Sales tax that tourists pay in a foreign country may be refundable when they leave the country.]]></phrase>
		<question isaudiomp3="1" rationale="0" picture="" mp3="" exercise_type="" questionmode="" choicemode="" answerbankid="1" answerbankmode="" rationalemode="" playonload="" mp3speed="1" ttsspeed="0" passage="" show_passage="" show_passage_audioplayer="" passage_audio_type="" showvideo="" video="" enable_audio_recorder="" recorder_mode="" correctrationale="" incorrectrationale="" ><![CDATA[Sales tax that tourists pay in a foreign country may be _________ when they leave the country.]]></question>
		<saythis><![CDATA[Sales tax that tourists pay in a foreign country may be blank, when they leave the country.]]></saythis>
		<answer isaudiomp3="1" picture="../PASSAGE_IMAGES/90005-16-1.jpg" mp3="../MEDIA/90005-16-1.mp3" isrationalemp3="1" rationalemp3="../MEDIA/correct.mp3" rationaleimage="../PASSAGE_IMAGES/rationale/90005-16-1.jpg" rationale="Correct." value="1" choicesay="refundable"><![CDATA[refundable]]></answer>
	</question>
</catalog>