<?xml version="1.0" encoding="utf-8"?>
<catalog>
	<question>
		<phrase isaudiomp3="1" mp3="audio/1.0.mp3"></phrase>
		<question isaudiomp3="1" rationale="0" picture="images/question6.jpg" mp3="audio/6.mp3" exercise_type="" questionmode="" choicemode="" answerbankid="" answerbankmode="" rationalemode="" playonload="" mp3speed="" ttsspeed="" passage="1" show_passage="" show_passage_audioplayer="" passage_audio_type="" showvideo="" video="" enable_audio_recorder="" recorder_mode=""><![CDATA[Starting a new business is both an exciting and frightening undertaking. Most new business owners are (1) ###### about their ability to make all the decisions that arise during the course of opening a business. One of the first issues that will arise is whether to buy or (2) ###### property. In order to evaluate the options, business owners research the current real estate market. (3) ###### rates are a good (4) ###### of the overall business climate . Prices per square foot will increase as the occupancy rate increases. <br>Economic change is part of the business climate. There are often large (5) ###### in prices within a given city. These fluctuations are (6) ###### many factors like the (7) ###### of the building, the surrounding neighborhood, access to public transportation, and business projections for the area. <br>Because there is so much uncertainty in starting a business, many owners do not want to (8) ###### themselves a long-term lease. Many negotiate clauses in their contracts to (9) ###### a lease under certain (10) ######. They want to insure the prices and conditions of a property before making a large commitment. Leases often provide more flexibility than buying a property. They like to leave their (11) ###### open. They don’t like to be (12) ###### the whims of the marketplace.]]></question>
		<answer isaudiomp3="1" picture="images/c0.jpg" mp3="audio/0.mp3" isrationalemp3="1" rationalemp3="audio/correct.mp3" rationaleimage="images/rationale/0.jpg" rationale="Correct." value="1" choicesay="apprehensive"><![CDATA[apprehensive]]></answer>
		<answer isaudiomp3="1" picture="images/c1.jpg" mp3="audio/1.mp3" isrationalemp3="1" rationalemp3="audio/correct.mp3" rationaleimage="images/rationale/1.jpg" rationale="Correct." value="1" choicesay="lease"><![CDATA[lease]]></answer>
		<answer isaudiomp3="1" picture="images/c2.jpg" mp3="audio/2.mp3" isrationalemp3="1" rationalemp3="audio/correct.mp3" rationaleimage="images/rationale/2.jpg" rationale="Correct." value="1" choicesay="occupancy"><![CDATA[occupancy]]></answer>
		<answer isaudiomp3="1" picture="images/c3.jpg" mp3="audio/3.mp3" isrationalemp3="1" rationalemp3="audio/correct.mp3" rationaleimage="images/rationale/3.jpg" rationale="Correct." value="1" choicesay="indicator"><![CDATA[indicator]]></answer>
		<answer isaudiomp3="1" picture="images/c4.jpg" mp3="audio/4.mp3" isrationalemp3="1" rationalemp3="audio/correct.mp3" rationaleimage="images/rationale/4.jpg" rationale="Correct." value="1" choicesay="fluctuations"><![CDATA[fluctuations]]></answer>
		<answer isaudiomp3="1" picture="images/c5.jpg" mp3="audio/5.mp3" isrationalemp3="1" rationalemp3="audio/correct.mp3" rationaleimage="images/rationale/5.jpg" rationale="Correct." value="1" choicesay="due to"><![CDATA[due to]]></answer>
		<answer isaudiomp3="1" picture="images/c6.jpg" mp3="audio/6.mp3" isrationalemp3="1" rationalemp3="audio/correct.mp3" rationaleimage="images/rationale/6.jpg" rationale="Correct." value="1" choicesay="condition"><![CDATA[condition]]></answer>
		<answer isaudiomp3="1" picture="images/c7.jpg" mp3="audio/7.mp3" isrationalemp3="1" rationalemp3="audio/correct.mp3" rationaleimage="images/rationale/7.jpg" rationale="Correct." value="1" choicesay="lock into"><![CDATA[lock into]]></answer>
		<answer isaudiomp3="1" picture="images/c8.jpg" mp3="audio/8.mp3" isrationalemp3="1" rationalemp3="audio/correct.mp3" rationaleimage="images/rationale/8.jpg" rationale="Correct." value="1" choicesay="get out of"><![CDATA[get out of]]></answer>
		<answer isaudiomp3="1" picture="images/c9.jpg" mp3="audio/9.mp3" isrationalemp3="1" rationalemp3="audio/correct.mp3" rationaleimage="images/rationale/9.jpg" rationale="Correct." value="1" choicesay="circumstances"><![CDATA[circumstances]]></answer>
		<answer isaudiomp3="1" picture="images/c10.jpg" mp3="audio/10.mp3" isrationalemp3="1" rationalemp3="audio/correct.mp3" rationaleimage="images/rationale/10.jpg" rationale="Correct." value="1" choicesay="options"><![CDATA[options]]></answer>
		<answer isaudiomp3="1" picture="images/c11.jpg" mp3="audio/11.mp3" isrationalemp3="1" rationalemp3="audio/correct.mp3" rationaleimage="images/rationale/11.jpg" rationale="Correct." value="1" choicesay="subject to"><![CDATA[subject to]]></answer>
	</question>
	<question>
		<phrase isaudiomp3="1" mp3="audio/1.0.mp3"></phrase>
		<question isaudiomp3="1" rationale="0" picture="images/question1.jpg" mp3="audio/1.mp3" exercise_type="say" questionmode="" choicemode="" answerbankid="" answerbankmode="hidden" rationalemode="" playonload="" mp3speed="" ttsspeed="" passage="1" show_passage="" show_passage_audioplayer="" passage_audio_type="" showvideo="" video="" enable_audio_recorder="" recorder_mode=""><![CDATA[Starting a new business is both an exciting and frightening undertaking.]]></question>
		<saythis><![CDATA[Starting a new business is both an exciting and frightening undertaking.]]></saythis>
		<answer isaudiomp3="1" picture="images/c1.jpg" mp3="audio/1.1.mp3" isrationalemp3="1" rationalemp3="audio/correct.mp3" rationaleimage="images/rationale/1.1.jpg" rationale="Correct." value="1" choicesay="Starting a new business is both an exciting and frightening undertaking"><![CDATA[Starting a new business is both an exciting and frightening undertaking.]]></answer>
	</question>
	<question>
		<phrase isaudiomp3="1" mp3="audio/2.0.mp3"></phrase>
		<question isaudiomp3="1" rationale="0" picture="images/question2.jpg" mp3="audio/2.mp3" exercise_type="say" questionmode="" choicemode="" answerbankid="" answerbankmode="hidden" rationalemode="" playonload="" mp3speed="" ttsspeed="" passage="1" show_passage="" show_passage_audioplayer="" passage_audio_type="" showvideo="" video="" enable_audio_recorder="" recorder_mode=""><![CDATA[Most new business owners are apprehensive about their ability to make all the decisions that arise during the course of opening a business.]]></question>
		<saythis><![CDATA[Most new business owners are apprehensive about their ability to make all the decisions that arise during the course of opening a business.]]></saythis>
		<answer isaudiomp3="1" picture="images/c1.jpg" mp3="audio/1.1.mp3" isrationalemp3="1" rationalemp3="audio/correct.mp3" rationaleimage="images/rationale/1.1.jpg" rationale="Correct." value="1" choicesay="Most new business owners are apprehensive about their ability to make all the decisions that arise during the course of opening a business"><![CDATA[Most new business owners are apprehensive about their ability to make all the decisions that arise during the course of opening a business.]]></answer>
	</question>
	<question>
		<phrase isaudiomp3="1" mp3="audio/3.0.mp3"></phrase>
		<question isaudiomp3="1" rationale="0" picture="images/question3.jpg" mp3="audio/3.mp3" exercise_type="say" questionmode="" choicemode="" answerbankid="" answerbankmode="hidden" rationalemode="" playonload="" mp3speed="" ttsspeed="" passage="1" show_passage="" show_passage_audioplayer="" passage_audio_type="" showvideo="" video="" enable_audio_recorder="" recorder_mode=""><![CDATA[One of the first issues that will arise is whether to buy or lease property.]]></question>
		<saythis><![CDATA[One of the first issues that will arise is whether to buy or lease property.]]></saythis>
		<answer isaudiomp3="1" picture="images/c1.jpg" mp3="audio/1.1.mp3" isrationalemp3="1" rationalemp3="audio/correct.mp3" rationaleimage="images/rationale/1.1.jpg" rationale="Correct." value="1" choicesay="One of the first issues that will arise is whether to buy or lease property"><![CDATA[One of the first issues that will arise is whether to buy or lease property.]]></answer>
	</question>
	<question>
		<phrase isaudiomp3="1" mp3="audio/4.0.mp3"></phrase>
		<question isaudiomp3="1" rationale="0" picture="images/question4.jpg" mp3="audio/4.mp3" exercise_type="say" questionmode="" choicemode="" answerbankid="" answerbankmode="hidden" rationalemode="" playonload="" mp3speed="" ttsspeed="" passage="1" show_passage="" show_passage_audioplayer="" passage_audio_type="" showvideo="" video="" enable_audio_recorder="" recorder_mode=""><![CDATA[In order to evaluate the options, business owners research the current real estate market.]]></question>
		<saythis><![CDATA[In order to evaluate the options, business owners research the current real estate market.]]></saythis>
		<answer isaudiomp3="1" picture="images/c1.jpg" mp3="audio/1.1.mp3" isrationalemp3="1" rationalemp3="audio/correct.mp3" rationaleimage="images/rationale/1.1.jpg" rationale="Correct." value="1" choicesay="In order to evaluate the options business owners research the current real estate market"><![CDATA[In order to evaluate the options, business owners research the current real estate market.]]></answer>
	</question>
	<question>
		<phrase isaudiomp3="1" mp3="audio/5.0.mp3"></phrase>
		<question isaudiomp3="1" rationale="0" picture="images/question5.jpg" mp3="audio/5.mp3" exercise_type="say" questionmode="" choicemode="" answerbankid="" answerbankmode="hidden" rationalemode="" playonload="" mp3speed="" ttsspeed="" passage="1" show_passage="" show_passage_audioplayer="" passage_audio_type="" showvideo="" video="" enable_audio_recorder="" recorder_mode=""><![CDATA[ occupancy rates are a good indicator of the overall business climate .]]></question>
		<saythis><![CDATA[ occupancy rates are a good indicator of the overall business climate .]]></saythis>
		<answer isaudiomp3="1" picture="images/c1.jpg" mp3="audio/1.1.mp3" isrationalemp3="1" rationalemp3="audio/correct.mp3" rationaleimage="images/rationale/1.1.jpg" rationale="Correct." value="1" choicesay="occupancy rates are a good indicator of the overall business climate"><![CDATA[ occupancy rates are a good indicator of the overall business climate .]]></answer>
	</question>
	<question>
		<phrase isaudiomp3="1" mp3="audio/6.0.mp3"></phrase>
		<question isaudiomp3="1" rationale="0" picture="images/question6.jpg" mp3="audio/6.mp3" exercise_type="say" questionmode="" choicemode="" answerbankid="" answerbankmode="hidden" rationalemode="" playonload="" mp3speed="" ttsspeed="" passage="1" show_passage="" show_passage_audioplayer="" passage_audio_type="" showvideo="" video="" enable_audio_recorder="" recorder_mode=""><![CDATA[Prices per square foot will increase as the occupancy rate increases.]]></question>
		<saythis><![CDATA[Prices per square foot will increase as the occupancy rate increases.]]></saythis>
		<answer isaudiomp3="1" picture="images/c1.jpg" mp3="audio/1.1.mp3" isrationalemp3="1" rationalemp3="audio/correct.mp3" rationaleimage="images/rationale/1.1.jpg" rationale="Correct." value="1" choicesay="Prices per square foot will increase as the occupancy rate increases"><![CDATA[Prices per square foot will increase as the occupancy rate increases.]]></answer>
	</question>
	<question>
		<phrase isaudiomp3="1" mp3="audio/7.0.mp3"></phrase>
		<question isaudiomp3="1" rationale="0" picture="images/question7.jpg" mp3="audio/7.mp3" exercise_type="say" questionmode="" choicemode="" answerbankid="" answerbankmode="hidden" rationalemode="" playonload="" mp3speed="" ttsspeed="" passage="1" show_passage="" show_passage_audioplayer="" passage_audio_type="" showvideo="" video="" enable_audio_recorder="" recorder_mode=""><![CDATA[Economic change is part of the business climate.]]></question>
		<saythis><![CDATA[Economic change is part of the business climate.]]></saythis>
		<answer isaudiomp3="1" picture="images/c1.jpg" mp3="audio/1.1.mp3" isrationalemp3="1" rationalemp3="audio/correct.mp3" rationaleimage="images/rationale/1.1.jpg" rationale="Correct." value="1" choicesay="Economic change is part of the business climate"><![CDATA[Economic change is part of the business climate.]]></answer>
	</question>
	<question>
		<phrase isaudiomp3="1" mp3="audio/8.0.mp3"></phrase>
		<question isaudiomp3="1" rationale="0" picture="images/question8.jpg" mp3="audio/8.mp3" exercise_type="say" questionmode="" choicemode="" answerbankid="" answerbankmode="hidden" rationalemode="" playonload="" mp3speed="" ttsspeed="" passage="1" show_passage="" show_passage_audioplayer="" passage_audio_type="" showvideo="" video="" enable_audio_recorder="" recorder_mode=""><![CDATA[There are often large fluctuations in prices within a given city.]]></question>
		<saythis><![CDATA[There are often large fluctuations in prices within a given city.]]></saythis>
		<answer isaudiomp3="1" picture="images/c1.jpg" mp3="audio/1.1.mp3" isrationalemp3="1" rationalemp3="audio/correct.mp3" rationaleimage="images/rationale/1.1.jpg" rationale="Correct." value="1" choicesay="There are often large fluctuations in prices within a given city"><![CDATA[There are often large fluctuations in prices within a given city.]]></answer>
	</question>
	<question>
		<phrase isaudiomp3="1" mp3="audio/9.0.mp3"></phrase>
		<question isaudiomp3="1" rationale="0" picture="images/question9.jpg" mp3="audio/9.mp3" exercise_type="say" questionmode="" choicemode="" answerbankid="" answerbankmode="hidden" rationalemode="" playonload="" mp3speed="" ttsspeed="" passage="1" show_passage="" show_passage_audioplayer="" passage_audio_type="" showvideo="" video="" enable_audio_recorder="" recorder_mode=""><![CDATA[These fluctuations are due to many factors like the condition of the building, the surrounding neighborhood, access to public transportation, and business projections for the area.]]></question>
		<saythis><![CDATA[These fluctuations are due to many factors like the condition of the building, the surrounding neighborhood, access to public transportation, and business projections for the area.]]></saythis>
		<answer isaudiomp3="1" picture="images/c1.jpg" mp3="audio/1.1.mp3" isrationalemp3="1" rationalemp3="audio/correct.mp3" rationaleimage="images/rationale/1.1.jpg" rationale="Correct." value="1" choicesay="These fluctuations are due to many factors like the condition of the building the surrounding neighborhood access to public transportation and business projections for the area"><![CDATA[These fluctuations are due to many factors like the condition of the building, the surrounding neighborhood, access to public transportation, and business projections for the area.]]></answer>
	</question>
	<question>
		<phrase isaudiomp3="1" mp3="audio/10.0.mp3"></phrase>
		<question isaudiomp3="1" rationale="0" picture="images/question10.jpg" mp3="audio/10.mp3" exercise_type="say" questionmode="" choicemode="" answerbankid="" answerbankmode="hidden" rationalemode="" playonload="" mp3speed="" ttsspeed="" passage="1" show_passage="" show_passage_audioplayer="" passage_audio_type="" showvideo="" video="" enable_audio_recorder="" recorder_mode=""><![CDATA[Because there is so much uncertainty in starting a business, many owners do not want to lock into themselves a long-term lease.]]></question>
		<saythis><![CDATA[Because there is so much uncertainty in starting a business, many owners do not want to lock into themselves a long-term lease.]]></saythis>
		<answer isaudiomp3="1" picture="images/c1.jpg" mp3="audio/1.1.mp3" isrationalemp3="1" rationalemp3="audio/correct.mp3" rationaleimage="images/rationale/1.1.jpg" rationale="Correct." value="1" choicesay="Because there is so much uncertainty in starting a business many owners do not want to lock into themselves a longterm lease"><![CDATA[Because there is so much uncertainty in starting a business, many owners do not want to lock into themselves a long-term lease.]]></answer>
	</question>
	<question>
		<phrase isaudiomp3="1" mp3="audio/11.0.mp3"></phrase>
		<question isaudiomp3="1" rationale="0" picture="images/question11.jpg" mp3="audio/11.mp3" exercise_type="say" questionmode="" choicemode="" answerbankid="" answerbankmode="hidden" rationalemode="" playonload="" mp3speed="" ttsspeed="" passage="1" show_passage="" show_passage_audioplayer="" passage_audio_type="" showvideo="" video="" enable_audio_recorder="" recorder_mode=""><![CDATA[Many negotiate clauses in their contracts to get out of a lease under certain circumstances.]]></question>
		<saythis><![CDATA[Many negotiate clauses in their contracts to get out of a lease under certain circumstances.]]></saythis>
		<answer isaudiomp3="1" picture="images/c1.jpg" mp3="audio/1.1.mp3" isrationalemp3="1" rationalemp3="audio/correct.mp3" rationaleimage="images/rationale/1.1.jpg" rationale="Correct." value="1" choicesay="Many negotiate clauses in their contracts to get out of a lease under certain circumstances"><![CDATA[Many negotiate clauses in their contracts to get out of a lease under certain circumstances.]]></answer>
	</question>
	<question>
		<phrase isaudiomp3="1" mp3="audio/12.0.mp3"></phrase>
		<question isaudiomp3="1" rationale="0" picture="images/question12.jpg" mp3="audio/12.mp3" exercise_type="say" questionmode="" choicemode="" answerbankid="" answerbankmode="hidden" rationalemode="" playonload="" mp3speed="" ttsspeed="" passage="1" show_passage="" show_passage_audioplayer="" passage_audio_type="" showvideo="" video="" enable_audio_recorder="" recorder_mode=""><![CDATA[They want to insure the prices and conditions of a property before making a large commitment.]]></question>
		<saythis><![CDATA[They want to insure the prices and conditions of a property before making a large commitment.]]></saythis>
		<answer isaudiomp3="1" picture="images/c1.jpg" mp3="audio/1.1.mp3" isrationalemp3="1" rationalemp3="audio/correct.mp3" rationaleimage="images/rationale/1.1.jpg" rationale="Correct." value="1" choicesay="They want to insure the prices and conditions of a property before making a large commitment"><![CDATA[They want to insure the prices and conditions of a property before making a large commitment.]]></answer>
	</question>
	<question>
		<phrase isaudiomp3="1" mp3="audio/13.0.mp3"></phrase>
		<question isaudiomp3="1" rationale="0" picture="images/question13.jpg" mp3="audio/13.mp3" exercise_type="say" questionmode="" choicemode="" answerbankid="" answerbankmode="hidden" rationalemode="" playonload="" mp3speed="" ttsspeed="" passage="1" show_passage="" show_passage_audioplayer="" passage_audio_type="" showvideo="" video="" enable_audio_recorder="" recorder_mode=""><![CDATA[Leases often provide more flexibility than buying a property.]]></question>
		<saythis><![CDATA[Leases often provide more flexibility than buying a property.]]></saythis>
		<answer isaudiomp3="1" picture="images/c1.jpg" mp3="audio/1.1.mp3" isrationalemp3="1" rationalemp3="audio/correct.mp3" rationaleimage="images/rationale/1.1.jpg" rationale="Correct." value="1" choicesay="Leases often provide more flexibility than buying a property"><![CDATA[Leases often provide more flexibility than buying a property.]]></answer>
	</question>
	<question>
		<phrase isaudiomp3="1" mp3="audio/14.0.mp3"></phrase>
		<question isaudiomp3="1" rationale="0" picture="images/question14.jpg" mp3="audio/14.mp3" exercise_type="say" questionmode="" choicemode="" answerbankid="" answerbankmode="hidden" rationalemode="" playonload="" mp3speed="" ttsspeed="" passage="1" show_passage="" show_passage_audioplayer="" passage_audio_type="" showvideo="" video="" enable_audio_recorder="" recorder_mode=""><![CDATA[They like to leave their options open.]]></question>
		<saythis><![CDATA[They like to leave their options open.]]></saythis>
		<answer isaudiomp3="1" picture="images/c1.jpg" mp3="audio/1.1.mp3" isrationalemp3="1" rationalemp3="audio/correct.mp3" rationaleimage="images/rationale/1.1.jpg" rationale="Correct." value="1" choicesay="They like to leave their options open"><![CDATA[They like to leave their options open.]]></answer>
	</question>
	<question>
		<phrase isaudiomp3="1" mp3="audio/15.0.mp3"></phrase>
		<question isaudiomp3="1" rationale="0" picture="images/question15.jpg" mp3="audio/15.mp3" exercise_type="say" questionmode="" choicemode="" answerbankid="" answerbankmode="hidden" rationalemode="" playonload="" mp3speed="" ttsspeed="" passage="1" show_passage="" show_passage_audioplayer="" passage_audio_type="" showvideo="" video="" enable_audio_recorder="" recorder_mode=""><![CDATA[They don’t like to be subject to the whims of the marketplace.]]></question>
		<saythis><![CDATA[They don’t like to be subject to the whims of the marketplace.]]></saythis>
		<answer isaudiomp3="1" picture="images/c1.jpg" mp3="audio/1.1.mp3" isrationalemp3="1" rationalemp3="audio/correct.mp3" rationaleimage="images/rationale/1.1.jpg" rationale="Correct." value="1" choicesay="They dont like to be subject to the whims of the marketplace"><![CDATA[They don’t like to be subject to the whims of the marketplace.]]></answer>
	</question>
</catalog>