<grammar 
	version="1.0" mode="voice" root="topLevel"
	xml:lang="en-US"
	xml:base="http://www.contoso.com/"
	xmlns="http://www.w3.org/2001/06/grammar"
	sapi:alphabet="x-microsoft-ups"
	xmlns:sapi="http://schemas.microsoft.com/Speech/2002/06/SRGSExtensions">

	<rule id="topLevel">
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
	</rule>


	<rule id="BagOfWords">
		<one-of>
			<item>The</item>
			<item><token sapi:display="The:DH|AX" sapi:pron="D AX">D|AX</token></item>
			<item>insurance</item>
			<item><token sapi:display="insurance:IH|N|SH|UH|R|AX|N|S" sapi:pron="I N SH UH R AX N S">I|N|SH|UH|R|AX|N|S</token></item>
			<item><token sapi:display="insurance:IH|N|SH|UH|R|AX|N|S" sapi:pron="IH N S UH R AX N S">IH|N|S|UH|R|AX|N|S</token></item>
			<item><token sapi:display="insurance:IH|N|SH|UH|R|AX|N|S" sapi:pron="I N S UH R AX N S">I|N|S|UH|R|AX|N|S</token></item>
			<item><token sapi:display="insurance:IH|N|SH|UH|R|AX|N|S" sapi:pron="IH N SH U R AX N S">IH|N|SH|U|R|AX|N|S</token></item>
			<item><token sapi:display="insurance:IH|N|SH|UH|R|AX|N|S" sapi:pron="I N SH U R AX N S">I|N|SH|U|R|AX|N|S</token></item>
			<item><token sapi:display="insurance:IH|N|SH|UH|R|AX|N|S" sapi:pron="IH N S U R AX N S">IH|N|S|U|R|AX|N|S</token></item>
			<item><token sapi:display="insurance:IH|N|SH|UH|R|AX|N|S" sapi:pron="I N S U R AX N S">I|N|S|U|R|AX|N|S</token></item>
			<item><token sapi:display="insurance:IH|N|SH|UH|R|AX|N|S" sapi:pron="IH N SH UH R AX N SH">IH|N|SH|UH|R|AX|N|SH</token></item>
			<item><token sapi:display="insurance:IH|N|SH|UH|R|AX|N|S" sapi:pron="I N SH UH R AX N SH">I|N|SH|UH|R|AX|N|SH</token></item>
			<item><token sapi:display="insurance:IH|N|SH|UH|R|AX|N|S" sapi:pron="IH N S UH R AX N SH">IH|N|S|UH|R|AX|N|SH</token></item>
			<item><token sapi:display="insurance:IH|N|SH|UH|R|AX|N|S" sapi:pron="I N S UH R AX N SH">I|N|S|UH|R|AX|N|SH</token></item>
			<item><token sapi:display="insurance:IH|N|SH|UH|R|AX|N|S" sapi:pron="IH N SH U R AX N SH">IH|N|SH|U|R|AX|N|SH</token></item>
			<item><token sapi:display="insurance:IH|N|SH|UH|R|AX|N|S" sapi:pron="I N SH U R AX N SH">I|N|SH|U|R|AX|N|SH</token></item>
			<item><token sapi:display="insurance:IH|N|SH|UH|R|AX|N|S" sapi:pron="IH N S U R AX N SH">IH|N|S|U|R|AX|N|SH</token></item>
			<item><token sapi:display="insurance:IH|N|SH|UH|R|AX|N|S" sapi:pron="I N S U R AX N SH">I|N|S|U|R|AX|N|SH</token></item>
			<item>company</item>
			<item><token sapi:display="company:K|AH|M|P|AX|N|I" sapi:pron="K O M P AX N I">K|O|M|P|AX|N|I</token></item>
			<item><token sapi:display="company:K|AH|M|P|AX|N|I" sapi:pron="K AH M P AX N IH">K|AH|M|P|AX|N|IH</token></item>
			<item><token sapi:display="company:K|AH|M|P|AX|N|I" sapi:pron="K O M P AX N IH">K|O|M|P|AX|N|IH</token></item>
			<item>does</item>
			<item><token sapi:display="does:D|AH|Z" sapi:pron="JH AH Z">JH|AH|Z</token></item>
			<item><token sapi:display="does:D|AH|Z" sapi:pron="D O Z">D|O|Z</token></item>
			<item><token sapi:display="does:D|AH|Z" sapi:pron="JH O Z">JH|O|Z</token></item>
			<item><token sapi:display="does:D|AH|Z" sapi:pron="D AH S">D|AH|S</token></item>
			<item><token sapi:display="does:D|AH|Z" sapi:pron="JH AH S">JH|AH|S</token></item>
			<item><token sapi:display="does:D|AH|Z" sapi:pron="D O S">D|O|S</token></item>
			<item><token sapi:display="does:D|AH|Z" sapi:pron="JH O S">JH|O|S</token></item>
			<item>not</item>
			<item><token sapi:display="not:N|AA|T" sapi:pron="N U T">N|U|T</token></item>
			<item>usually</item>
			<item><token sapi:display="usually:Y|U|ZH|AX|W|AX|L|I" sapi:pron="Y O ZH AX W AX L I">Y|O|ZH|AX|W|AX|L|I</token></item>
			<item><token sapi:display="usually:Y|U|ZH|AX|W|AX|L|I" sapi:pron="Y U SH AX W AX L I">Y|U|SH|AX|W|AX|L|I</token></item>
			<item><token sapi:display="usually:Y|U|ZH|AX|W|AX|L|I" sapi:pron="Y O SH AX W AX L I">Y|O|SH|AX|W|AX|L|I</token></item>
			<item><token sapi:display="usually:Y|U|ZH|AX|W|AX|L|I" sapi:pron="Y U ZH AX W AX L IH">Y|U|ZH|AX|W|AX|L|IH</token></item>
			<item><token sapi:display="usually:Y|U|ZH|AX|W|AX|L|I" sapi:pron="Y O ZH AX W AX L IH">Y|O|ZH|AX|W|AX|L|IH</token></item>
			<item><token sapi:display="usually:Y|U|ZH|AX|W|AX|L|I" sapi:pron="Y U SH AX W AX L IH">Y|U|SH|AX|W|AX|L|IH</token></item>
			<item><token sapi:display="usually:Y|U|ZH|AX|W|AX|L|I" sapi:pron="Y O SH AX W AX L IH">Y|O|SH|AX|W|AX|L|IH</token></item>
			<item>pay</item>
			<item><token sapi:display="pay:P|E+I" sapi:pron="P A">P|A</token></item>
			<item>for</item>
			<item><token sapi:display="for:F|AO|R" sapi:pron="P AO R">P|AO|R</token></item>
			<item><token sapi:display="for:F|AO|R" sapi:pron="F U R">F|U|R</token></item>
			<item><token sapi:display="for:F|AO|R" sapi:pron="P U R">P|U|R</token></item>
			<item>procedures</item>
			<item><token sapi:display="procedures:P|R|AX|S|I|JH|ER|Z" sapi:pron="P R AX SH I JH ER Z">P|R|AX|SH|I|JH|ER|Z</token></item>
			<item><token sapi:display="procedures:P|R|AX|S|I|JH|ER|Z" sapi:pron="P R AX S IH JH ER Z">P|R|AX|S|IH|JH|ER|Z</token></item>
			<item><token sapi:display="procedures:P|R|AX|S|I|JH|ER|Z" sapi:pron="P R AX SH IH JH ER Z">P|R|AX|SH|IH|JH|ER|Z</token></item>
			<item><token sapi:display="procedures:P|R|AX|S|I|JH|ER|Z" sapi:pron="P R AX S I JH I R Z">P|R|AX|S|I|JH|I R|Z</token></item>
			<item><token sapi:display="procedures:P|R|AX|S|I|JH|ER|Z" sapi:pron="P R AX SH I JH I R Z">P|R|AX|SH|I|JH|I R|Z</token></item>
			<item><token sapi:display="procedures:P|R|AX|S|I|JH|ER|Z" sapi:pron="P R AX S IH JH I R Z">P|R|AX|S|IH|JH|I R|Z</token></item>
			<item><token sapi:display="procedures:P|R|AX|S|I|JH|ER|Z" sapi:pron="P R AX SH IH JH I R Z">P|R|AX|SH|IH|JH|I R|Z</token></item>
			<item><token sapi:display="procedures:P|R|AX|S|I|JH|ER|Z" sapi:pron="P R AX S I JH ER S">P|R|AX|S|I|JH|ER|S</token></item>
			<item><token sapi:display="procedures:P|R|AX|S|I|JH|ER|Z" sapi:pron="P R AX SH I JH ER S">P|R|AX|SH|I|JH|ER|S</token></item>
			<item><token sapi:display="procedures:P|R|AX|S|I|JH|ER|Z" sapi:pron="P R AX S IH JH ER S">P|R|AX|S|IH|JH|ER|S</token></item>
			<item><token sapi:display="procedures:P|R|AX|S|I|JH|ER|Z" sapi:pron="P R AX SH IH JH ER S">P|R|AX|SH|IH|JH|ER|S</token></item>
			<item><token sapi:display="procedures:P|R|AX|S|I|JH|ER|Z" sapi:pron="P R AX S I JH I R S">P|R|AX|S|I|JH|I R|S</token></item>
			<item><token sapi:display="procedures:P|R|AX|S|I|JH|ER|Z" sapi:pron="P R AX SH I JH I R S">P|R|AX|SH|I|JH|I R|S</token></item>
			<item><token sapi:display="procedures:P|R|AX|S|I|JH|ER|Z" sapi:pron="P R AX S IH JH I R S">P|R|AX|S|IH|JH|I R|S</token></item>
			<item><token sapi:display="procedures:P|R|AX|S|I|JH|ER|Z" sapi:pron="P R AX SH IH JH I R S">P|R|AX|SH|IH|JH|I R|S</token></item>
			<item>that</item>
			<item><token sapi:display="that:DH|AE|T" sapi:pron="D AE T">D|AE|T</token></item>
			<item><token sapi:display="that:DH|AE|T" sapi:pron="DH A T">DH|A|T</token></item>
			<item><token sapi:display="that:DH|AE|T" sapi:pron="D A T">D|A|T</token></item>
			<item>are</item>
			<item><token sapi:display="are:AA|R" sapi:pron="U R">U|R</token></item>
			<item>considered</item>
			<item><token sapi:display="considered:K|AX|N|S|IH|D|ER|D" sapi:pron="K AX N SH IH D ER D">K|AX|N|SH|IH|D|ER|D</token></item>
			<item><token sapi:display="considered:K|AX|N|S|IH|D|ER|D" sapi:pron="K AX N S I D ER D">K|AX|N|S|I|D|ER|D</token></item>
			<item><token sapi:display="considered:K|AX|N|S|IH|D|ER|D" sapi:pron="K AX N SH I D ER D">K|AX|N|SH|I|D|ER|D</token></item>
			<item><token sapi:display="considered:K|AX|N|S|IH|D|ER|D" sapi:pron="K AX N S IH JH ER JH">K|AX|N|S|IH|JH|ER|JH</token></item>
			<item><token sapi:display="considered:K|AX|N|S|IH|D|ER|D" sapi:pron="K AX N SH IH JH ER JH">K|AX|N|SH|IH|JH|ER|JH</token></item>
			<item><token sapi:display="considered:K|AX|N|S|IH|D|ER|D" sapi:pron="K AX N S I JH ER JH">K|AX|N|S|I|JH|ER|JH</token></item>
			<item><token sapi:display="considered:K|AX|N|S|IH|D|ER|D" sapi:pron="K AX N SH I JH ER JH">K|AX|N|SH|I|JH|ER|JH</token></item>
			<item><token sapi:display="considered:K|AX|N|S|IH|D|ER|D" sapi:pron="K AX N S IH D I R D">K|AX|N|S|IH|D|I R|D</token></item>
			<item><token sapi:display="considered:K|AX|N|S|IH|D|ER|D" sapi:pron="K AX N SH IH D I R D">K|AX|N|SH|IH|D|I R|D</token></item>
			<item><token sapi:display="considered:K|AX|N|S|IH|D|ER|D" sapi:pron="K AX N S I D I R D">K|AX|N|S|I|D|I R|D</token></item>
			<item><token sapi:display="considered:K|AX|N|S|IH|D|ER|D" sapi:pron="K AX N SH I D I R D">K|AX|N|SH|I|D|I R|D</token></item>
			<item><token sapi:display="considered:K|AX|N|S|IH|D|ER|D" sapi:pron="K AX N S IH JH I R JH">K|AX|N|S|IH|JH|I R|JH</token></item>
			<item><token sapi:display="considered:K|AX|N|S|IH|D|ER|D" sapi:pron="K AX N SH IH JH I R JH">K|AX|N|SH|IH|JH|I R|JH</token></item>
			<item><token sapi:display="considered:K|AX|N|S|IH|D|ER|D" sapi:pron="K AX N S I JH I R JH">K|AX|N|S|I|JH|I R|JH</token></item>
			<item><token sapi:display="considered:K|AX|N|S|IH|D|ER|D" sapi:pron="K AX N SH I JH I R JH">K|AX|N|SH|I|JH|I R|JH</token></item>
			<item>elective</item>
			<item><token sapi:display="elective:IH|L|EH|K|T|IH|V" sapi:pron="I L I K T I V">I|L|I|K|T|I|V</token></item>
			<item><token sapi:display="elective:IH|L|EH|K|T|IH|V" sapi:pron="IH L EH K T IH B">IH|L|EH|K|T|IH|B</token></item>
			<item><token sapi:display="elective:IH|L|EH|K|T|IH|V" sapi:pron="I L I K T I B">I|L|I|K|T|I|B</token></item>
			<item>or</item>
			<item><token sapi:display="or:AO|R" sapi:pron="U R">U|R</token></item>
			<item>optional</item>
			<item><token sapi:display="optional:AA|P|SH|AX|N|AX|L" sapi:pron="U P SH AX N AX L">U|P|SH|AX|N|AX|L</token></item>
			<item><token sapi:display="optional:AA|P|SH|AX|N|AX|L" sapi:pron="AA P S AX N AX L">AA|P|S|AX|N|AX|L</token></item>
			<item><token sapi:display="optional:AA|P|SH|AX|N|AX|L" sapi:pron="U P S AX N AX L">U|P|S|AX|N|AX|L</token></item>
		</one-of>
	</rule>

</grammar>