<grammar 
	version="1.0" mode="voice" root="topLevel"
	xml:lang="en-US"
	xml:base="http://www.contoso.com/"
	xmlns="http://www.w3.org/2001/06/grammar"
	sapi:alphabet="x-microsoft-ups"
	xmlns:sapi="http://schemas.microsoft.com/Speech/2002/06/SRGSExtensions">

	<rule id="topLevel">
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
	</rule>


	<rule id="BagOfWords">
		<one-of>
			<item>You</item>
			<item><token sapi:display="You:Y|U" sapi:pron="Y O">Y|O</token></item>
			<item>must</item>
			<item><token sapi:display="must:M|AH|S|T" sapi:pron="M O S T">M|O|S|T</token></item>
			<item><token sapi:display="must:M|AH|S|T" sapi:pron="M AH SH T">M|AH|SH|T</token></item>
			<item><token sapi:display="must:M|AH|S|T" sapi:pron="M O SH T">M|O|SH|T</token></item>
			<item>maintain</item>
			<item><token sapi:display="maintain:M|E+I|N|T|E+I|N" sapi:pron="M A N T A N">M|A|N|T|A|N</token></item>
			<item>a</item>
			<item>sufficient</item>
			<item><token sapi:display="sufficient:S|AX|F|IH|SH|AX|N|T" sapi:pron="SH AX F IH SH AX N T">SH|AX|F|IH|SH|AX|N|T</token></item>
			<item><token sapi:display="sufficient:S|AX|F|IH|SH|AX|N|T" sapi:pron="S AX P IH SH AX N T">S|AX|P|IH|SH|AX|N|T</token></item>
			<item><token sapi:display="sufficient:S|AX|F|IH|SH|AX|N|T" sapi:pron="SH AX P IH SH AX N T">SH|AX|P|IH|SH|AX|N|T</token></item>
			<item><token sapi:display="sufficient:S|AX|F|IH|SH|AX|N|T" sapi:pron="S AX F I SH AX N T">S|AX|F|I|SH|AX|N|T</token></item>
			<item><token sapi:display="sufficient:S|AX|F|IH|SH|AX|N|T" sapi:pron="SH AX F I SH AX N T">SH|AX|F|I|SH|AX|N|T</token></item>
			<item><token sapi:display="sufficient:S|AX|F|IH|SH|AX|N|T" sapi:pron="S AX P I SH AX N T">S|AX|P|I|SH|AX|N|T</token></item>
			<item><token sapi:display="sufficient:S|AX|F|IH|SH|AX|N|T" sapi:pron="SH AX P I SH AX N T">SH|AX|P|I|SH|AX|N|T</token></item>
			<item><token sapi:display="sufficient:S|AX|F|IH|SH|AX|N|T" sapi:pron="S AX F IH S AX N T">S|AX|F|IH|S|AX|N|T</token></item>
			<item><token sapi:display="sufficient:S|AX|F|IH|SH|AX|N|T" sapi:pron="SH AX F IH S AX N T">SH|AX|F|IH|S|AX|N|T</token></item>
			<item><token sapi:display="sufficient:S|AX|F|IH|SH|AX|N|T" sapi:pron="S AX P IH S AX N T">S|AX|P|IH|S|AX|N|T</token></item>
			<item><token sapi:display="sufficient:S|AX|F|IH|SH|AX|N|T" sapi:pron="SH AX P IH S AX N T">SH|AX|P|IH|S|AX|N|T</token></item>
			<item><token sapi:display="sufficient:S|AX|F|IH|SH|AX|N|T" sapi:pron="S AX F I S AX N T">S|AX|F|I|S|AX|N|T</token></item>
			<item><token sapi:display="sufficient:S|AX|F|IH|SH|AX|N|T" sapi:pron="SH AX F I S AX N T">SH|AX|F|I|S|AX|N|T</token></item>
			<item><token sapi:display="sufficient:S|AX|F|IH|SH|AX|N|T" sapi:pron="S AX P I S AX N T">S|AX|P|I|S|AX|N|T</token></item>
			<item><token sapi:display="sufficient:S|AX|F|IH|SH|AX|N|T" sapi:pron="SH AX P I S AX N T">SH|AX|P|I|S|AX|N|T</token></item>
			<item>balance</item>
			<item><token sapi:display="balance:B|AE|L|AX|N|S" sapi:pron="B A L AX N S">B|A|L|AX|N|S</token></item>
			<item><token sapi:display="balance:B|AE|L|AX|N|S" sapi:pron="B AE L AX N SH">B|AE|L|AX|N|SH</token></item>
			<item><token sapi:display="balance:B|AE|L|AX|N|S" sapi:pron="B A L AX N SH">B|A|L|AX|N|SH</token></item>
			<item>in</item>
			<item><token sapi:display="in:IH|N" sapi:pron="I N">I|N</token></item>
			<item>your</item>
			<item><token sapi:display="your:Y|AO|R" sapi:pron="Y U R">Y|U|R</token></item>
			<item>account</item>
			<item>to</item>
			<item><token sapi:display="to:T|U" sapi:pron="T O">T|O</token></item>
			<item>cover</item>
			<item><token sapi:display="cover:K|AH|V|ER" sapi:pron="K O V ER">K|O|V|ER</token></item>
			<item><token sapi:display="cover:K|AH|V|ER" sapi:pron="K AH B ER">K|AH|B|ER</token></item>
			<item><token sapi:display="cover:K|AH|V|ER" sapi:pron="K O B ER">K|O|B|ER</token></item>
			<item><token sapi:display="cover:K|AH|V|ER" sapi:pron="K AH V I R">K|AH|V|I R</token></item>
			<item><token sapi:display="cover:K|AH|V|ER" sapi:pron="K O V I R">K|O|V|I R</token></item>
			<item><token sapi:display="cover:K|AH|V|ER" sapi:pron="K AH B I R">K|AH|B|I R</token></item>
			<item><token sapi:display="cover:K|AH|V|ER" sapi:pron="K O B I R">K|O|B|I R</token></item>
			<item>the</item>
			<item><token sapi:display="the:DH|AX" sapi:pron="D AX">D|AX</token></item>
			<item>monthly</item>
			<item><token sapi:display="monthly:M|AH|N|TH|L|I" sapi:pron="M O N TH L I">M|O|N|TH|L|I</token></item>
			<item><token sapi:display="monthly:M|AH|N|TH|L|I" sapi:pron="M AH N T L I">M|AH|N|T|L|I</token></item>
			<item><token sapi:display="monthly:M|AH|N|TH|L|I" sapi:pron="M O N T L I">M|O|N|T|L|I</token></item>
			<item><token sapi:display="monthly:M|AH|N|TH|L|I" sapi:pron="M AH N TH L IH">M|AH|N|TH|L|IH</token></item>
			<item><token sapi:display="monthly:M|AH|N|TH|L|I" sapi:pron="M O N TH L IH">M|O|N|TH|L|IH</token></item>
			<item><token sapi:display="monthly:M|AH|N|TH|L|I" sapi:pron="M AH N T L IH">M|AH|N|T|L|IH</token></item>
			<item><token sapi:display="monthly:M|AH|N|TH|L|I" sapi:pron="M O N T L IH">M|O|N|T|L|IH</token></item>
			<item>payments</item>
			<item><token sapi:display="payments:P|E+I|M|AX|N|T|S" sapi:pron="P A M AX N T S">P|A|M|AX|N|T|S</token></item>
			<item><token sapi:display="payments:P|E+I|M|AX|N|T|S" sapi:pron="P E + I M AX N T SH">P|E + I|M|AX|N|T|SH</token></item>
			<item><token sapi:display="payments:P|E+I|M|AX|N|T|S" sapi:pron="P A M AX N T SH">P|A|M|AX|N|T|SH</token></item>
		</one-of>
	</rule>

</grammar>