<grammar 
	version="1.0" mode="voice" root="topLevel"
	xml:lang="en-US"
	xml:base="http://www.contoso.com/"
	xmlns="http://www.w3.org/2001/06/grammar"
	sapi:alphabet="x-microsoft-ups"
	xmlns:sapi="http://schemas.microsoft.com/Speech/2002/06/SRGSExtensions">

	<rule id="topLevel">
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
	</rule>


	<rule id="BagOfWords">
		<one-of>
			<item>Under</item>
			<item><token sapi:display="Under:AH|N|D|ER" sapi:pron="O N D ER">O|N|D|ER</token></item>
			<item><token sapi:display="Under:AH|N|D|ER" sapi:pron="AH N JH ER">AH|N|JH|ER</token></item>
			<item><token sapi:display="Under:AH|N|D|ER" sapi:pron="O N JH ER">O|N|JH|ER</token></item>
			<item><token sapi:display="Under:AH|N|D|ER" sapi:pron="AH N D I R">AH|N|D|I R</token></item>
			<item><token sapi:display="Under:AH|N|D|ER" sapi:pron="O N D I R">O|N|D|I R</token></item>
			<item><token sapi:display="Under:AH|N|D|ER" sapi:pron="AH N JH I R">AH|N|JH|I R</token></item>
			<item><token sapi:display="Under:AH|N|D|ER" sapi:pron="O N JH I R">O|N|JH|I R</token></item>
			<item>this</item>
			<item><token sapi:display="this:DH|IH|S" sapi:pron="D IH S">D|IH|S</token></item>
			<item><token sapi:display="this:DH|IH|S" sapi:pron="DH I S">DH|I|S</token></item>
			<item><token sapi:display="this:DH|IH|S" sapi:pron="D I S">D|I|S</token></item>
			<item><token sapi:display="this:DH|IH|S" sapi:pron="DH IH SH">DH|IH|SH</token></item>
			<item><token sapi:display="this:DH|IH|S" sapi:pron="D IH SH">D|IH|SH</token></item>
			<item><token sapi:display="this:DH|IH|S" sapi:pron="DH I SH">DH|I|SH</token></item>
			<item><token sapi:display="this:DH|IH|S" sapi:pron="D I SH">D|I|SH</token></item>
			<item>plan</item>
			<item><token sapi:display="plan:P|L|AE|N" sapi:pron="P L A N">P|L|A|N</token></item>
			<item>your</item>
			<item><token sapi:display="your:Y|AO|R" sapi:pron="Y U R">Y|U|R</token></item>
			<item>monthly</item>
			<item><token sapi:display="monthly:M|AH|N|TH|L|I" sapi:pron="M O N TH L I">M|O|N|TH|L|I</token></item>
			<item><token sapi:display="monthly:M|AH|N|TH|L|I" sapi:pron="M AH N T L I">M|AH|N|T|L|I</token></item>
			<item><token sapi:display="monthly:M|AH|N|TH|L|I" sapi:pron="M O N T L I">M|O|N|T|L|I</token></item>
			<item><token sapi:display="monthly:M|AH|N|TH|L|I" sapi:pron="M AH N TH L IH">M|AH|N|TH|L|IH</token></item>
			<item><token sapi:display="monthly:M|AH|N|TH|L|I" sapi:pron="M O N TH L IH">M|O|N|TH|L|IH</token></item>
			<item><token sapi:display="monthly:M|AH|N|TH|L|I" sapi:pron="M AH N T L IH">M|AH|N|T|L|IH</token></item>
			<item><token sapi:display="monthly:M|AH|N|TH|L|I" sapi:pron="M O N T L IH">M|O|N|T|L|IH</token></item>
			<item>mortgage</item>
			<item><token sapi:display="mortgage:M|AO|R|G|AX|JH" sapi:pron="M U R G AX JH">M|U|R|G|AX|JH</token></item>
			<item>payments</item>
			<item><token sapi:display="payments:P|E+I|M|AX|N|T|S" sapi:pron="P A M AX N T S">P|A|M|AX|N|T|S</token></item>
			<item><token sapi:display="payments:P|E+I|M|AX|N|T|S" sapi:pron="P E + I M AX N T SH">P|E + I|M|AX|N|T|SH</token></item>
			<item><token sapi:display="payments:P|E+I|M|AX|N|T|S" sapi:pron="P A M AX N T SH">P|A|M|AX|N|T|SH</token></item>
			<item>are</item>
			<item><token sapi:display="are:AA|R" sapi:pron="U R">U|R</token></item>
			<item>deducted</item>
			<item><token sapi:display="deducted:D|IH|D|AH|K|T|IH|D" sapi:pron="JH IH JH AH K T IH JH">JH|IH|JH|AH|K|T|IH|JH</token></item>
			<item><token sapi:display="deducted:D|IH|D|AH|K|T|IH|D" sapi:pron="D I D AH K T I D">D|I|D|AH|K|T|I|D</token></item>
			<item><token sapi:display="deducted:D|IH|D|AH|K|T|IH|D" sapi:pron="JH I JH AH K T I JH">JH|I|JH|AH|K|T|I|JH</token></item>
			<item><token sapi:display="deducted:D|IH|D|AH|K|T|IH|D" sapi:pron="D IH D O K T IH D">D|IH|D|O|K|T|IH|D</token></item>
			<item><token sapi:display="deducted:D|IH|D|AH|K|T|IH|D" sapi:pron="JH IH JH O K T IH JH">JH|IH|JH|O|K|T|IH|JH</token></item>
			<item><token sapi:display="deducted:D|IH|D|AH|K|T|IH|D" sapi:pron="D I D O K T I D">D|I|D|O|K|T|I|D</token></item>
			<item><token sapi:display="deducted:D|IH|D|AH|K|T|IH|D" sapi:pron="JH I JH O K T I JH">JH|I|JH|O|K|T|I|JH</token></item>
			<item>from</item>
			<item><token sapi:display="from:F|R|AH|M" sapi:pron="P R AH M">P|R|AH|M</token></item>
			<item><token sapi:display="from:F|R|AH|M" sapi:pron="F R O M">F|R|O|M</token></item>
			<item><token sapi:display="from:F|R|AH|M" sapi:pron="P R O M">P|R|O|M</token></item>
			<item>your</item>
			<item><token sapi:display="your1:Y|AO|R" sapi:pron="Y U R">Y|U|R</token></item>
			<item>savings</item>
			<item><token sapi:display="savings:S|E+I|V|IH|NG|Z" sapi:pron="SH E + I V IH NG Z">SH|E + I|V|IH|NG|Z</token></item>
			<item><token sapi:display="savings:S|E+I|V|IH|NG|Z" sapi:pron="S A V IH NG Z">S|A|V|IH|NG|Z</token></item>
			<item><token sapi:display="savings:S|E+I|V|IH|NG|Z" sapi:pron="SH A V IH NG Z">SH|A|V|IH|NG|Z</token></item>
			<item><token sapi:display="savings:S|E+I|V|IH|NG|Z" sapi:pron="S E + I B IH NG Z">S|E + I|B|IH|NG|Z</token></item>
			<item><token sapi:display="savings:S|E+I|V|IH|NG|Z" sapi:pron="SH E + I B IH NG Z">SH|E + I|B|IH|NG|Z</token></item>
			<item><token sapi:display="savings:S|E+I|V|IH|NG|Z" sapi:pron="S A B IH NG Z">S|A|B|IH|NG|Z</token></item>
			<item><token sapi:display="savings:S|E+I|V|IH|NG|Z" sapi:pron="SH A B IH NG Z">SH|A|B|IH|NG|Z</token></item>
			<item><token sapi:display="savings:S|E+I|V|IH|NG|Z" sapi:pron="S E + I V I NG Z">S|E + I|V|I|NG|Z</token></item>
			<item><token sapi:display="savings:S|E+I|V|IH|NG|Z" sapi:pron="SH E + I V I NG Z">SH|E + I|V|I|NG|Z</token></item>
			<item><token sapi:display="savings:S|E+I|V|IH|NG|Z" sapi:pron="S A V I NG Z">S|A|V|I|NG|Z</token></item>
			<item><token sapi:display="savings:S|E+I|V|IH|NG|Z" sapi:pron="SH A V I NG Z">SH|A|V|I|NG|Z</token></item>
			<item><token sapi:display="savings:S|E+I|V|IH|NG|Z" sapi:pron="S E + I B I NG Z">S|E + I|B|I|NG|Z</token></item>
			<item><token sapi:display="savings:S|E+I|V|IH|NG|Z" sapi:pron="SH E + I B I NG Z">SH|E + I|B|I|NG|Z</token></item>
			<item><token sapi:display="savings:S|E+I|V|IH|NG|Z" sapi:pron="S A B I NG Z">S|A|B|I|NG|Z</token></item>
			<item><token sapi:display="savings:S|E+I|V|IH|NG|Z" sapi:pron="SH A B I NG Z">SH|A|B|I|NG|Z</token></item>
			<item><token sapi:display="savings:S|E+I|V|IH|NG|Z" sapi:pron="S E + I V IH NG S">S|E + I|V|IH|NG|S</token></item>
			<item><token sapi:display="savings:S|E+I|V|IH|NG|Z" sapi:pron="SH E + I V IH NG S">SH|E + I|V|IH|NG|S</token></item>
			<item><token sapi:display="savings:S|E+I|V|IH|NG|Z" sapi:pron="S A V IH NG S">S|A|V|IH|NG|S</token></item>
			<item><token sapi:display="savings:S|E+I|V|IH|NG|Z" sapi:pron="SH A V IH NG S">SH|A|V|IH|NG|S</token></item>
			<item><token sapi:display="savings:S|E+I|V|IH|NG|Z" sapi:pron="S E + I B IH NG S">S|E + I|B|IH|NG|S</token></item>
			<item><token sapi:display="savings:S|E+I|V|IH|NG|Z" sapi:pron="SH E + I B IH NG S">SH|E + I|B|IH|NG|S</token></item>
			<item><token sapi:display="savings:S|E+I|V|IH|NG|Z" sapi:pron="S A B IH NG S">S|A|B|IH|NG|S</token></item>
			<item><token sapi:display="savings:S|E+I|V|IH|NG|Z" sapi:pron="SH A B IH NG S">SH|A|B|IH|NG|S</token></item>
			<item><token sapi:display="savings:S|E+I|V|IH|NG|Z" sapi:pron="S E + I V I NG S">S|E + I|V|I|NG|S</token></item>
			<item><token sapi:display="savings:S|E+I|V|IH|NG|Z" sapi:pron="SH E + I V I NG S">SH|E + I|V|I|NG|S</token></item>
			<item><token sapi:display="savings:S|E+I|V|IH|NG|Z" sapi:pron="S A V I NG S">S|A|V|I|NG|S</token></item>
			<item><token sapi:display="savings:S|E+I|V|IH|NG|Z" sapi:pron="SH A V I NG S">SH|A|V|I|NG|S</token></item>
			<item><token sapi:display="savings:S|E+I|V|IH|NG|Z" sapi:pron="S E + I B I NG S">S|E + I|B|I|NG|S</token></item>
			<item><token sapi:display="savings:S|E+I|V|IH|NG|Z" sapi:pron="SH E + I B I NG S">SH|E + I|B|I|NG|S</token></item>
			<item><token sapi:display="savings:S|E+I|V|IH|NG|Z" sapi:pron="S A B I NG S">S|A|B|I|NG|S</token></item>
			<item><token sapi:display="savings:S|E+I|V|IH|NG|Z" sapi:pron="SH A B I NG S">SH|A|B|I|NG|S</token></item>
			<item>account</item>
			<item>automatically</item>
			<item><token sapi:display="automatically:AO|T|AX|M|AE|T|IH|K|L|I" sapi:pron="U T AX M AE T IH K L I">U|T|AX|M|AE|T|IH|K|L|I</token></item>
			<item><token sapi:display="automatically:AO|T|AX|M|AE|T|IH|K|L|I" sapi:pron="AO T AX M A T IH K L I">AO|T|AX|M|A|T|IH|K|L|I</token></item>
			<item><token sapi:display="automatically:AO|T|AX|M|AE|T|IH|K|L|I" sapi:pron="U T AX M A T IH K L I">U|T|AX|M|A|T|IH|K|L|I</token></item>
			<item><token sapi:display="automatically:AO|T|AX|M|AE|T|IH|K|L|I" sapi:pron="AO T AX M AE T I K L I">AO|T|AX|M|AE|T|I|K|L|I</token></item>
			<item><token sapi:display="automatically:AO|T|AX|M|AE|T|IH|K|L|I" sapi:pron="U T AX M AE T I K L I">U|T|AX|M|AE|T|I|K|L|I</token></item>
			<item><token sapi:display="automatically:AO|T|AX|M|AE|T|IH|K|L|I" sapi:pron="AO T AX M A T I K L I">AO|T|AX|M|A|T|I|K|L|I</token></item>
			<item><token sapi:display="automatically:AO|T|AX|M|AE|T|IH|K|L|I" sapi:pron="U T AX M A T I K L I">U|T|AX|M|A|T|I|K|L|I</token></item>
			<item><token sapi:display="automatically:AO|T|AX|M|AE|T|IH|K|L|I" sapi:pron="AO T AX M AE T IH K L IH">AO|T|AX|M|AE|T|IH|K|L|IH</token></item>
			<item><token sapi:display="automatically:AO|T|AX|M|AE|T|IH|K|L|I" sapi:pron="U T AX M AE T IH K L IH">U|T|AX|M|AE|T|IH|K|L|IH</token></item>
			<item><token sapi:display="automatically:AO|T|AX|M|AE|T|IH|K|L|I" sapi:pron="AO T AX M A T IH K L IH">AO|T|AX|M|A|T|IH|K|L|IH</token></item>
			<item><token sapi:display="automatically:AO|T|AX|M|AE|T|IH|K|L|I" sapi:pron="U T AX M A T IH K L IH">U|T|AX|M|A|T|IH|K|L|IH</token></item>
			<item><token sapi:display="automatically:AO|T|AX|M|AE|T|IH|K|L|I" sapi:pron="AO T AX M AE T I K L IH">AO|T|AX|M|AE|T|I|K|L|IH</token></item>
			<item><token sapi:display="automatically:AO|T|AX|M|AE|T|IH|K|L|I" sapi:pron="U T AX M AE T I K L IH">U|T|AX|M|AE|T|I|K|L|IH</token></item>
			<item><token sapi:display="automatically:AO|T|AX|M|AE|T|IH|K|L|I" sapi:pron="AO T AX M A T I K L IH">AO|T|AX|M|A|T|I|K|L|IH</token></item>
			<item><token sapi:display="automatically:AO|T|AX|M|AE|T|IH|K|L|I" sapi:pron="U T AX M A T I K L IH">U|T|AX|M|A|T|I|K|L|IH</token></item>
		</one-of>
	</rule>

</grammar>