By B|IH deducting JH|IH|JH|AH|K|T|IH|NG D|I|D|AH|K|T|I|NG JH|I|JH|AH|K|T|I|NG D|IH|D|O|K|T|IH|NG JH|IH|JH|O|K|T|IH|NG D|I|D|O|K|T|I|NG JH|I|JH|O|K|T|I|NG the D|AX monthly M|O|N|TH|L|I M|AH|N|T|L|I M|O|N|T|L|I M|AH|N|TH|L|IH M|O|N|TH|L|IH M|AH|N|T|L|IH M|O|N|T|L|IH fee P|I F|IH P|IH from P|R|AH|M F|R|O|M P|R|O|M her HH|I R checking SH|EH|K|IH|NG CH|I|K|I|NG SH|I|K|I|NG account Yi Y|IH was W|U|Z W|AA|S W|U|S able A|B|AX|L to T|O make M|A|K her HH|I R account balance B|A|L|AX|N|S B|AE|L|AX|N|SH B|A|L|AX|N|SH