Her HH|I R conservative K|AX|N|SH|ER|V|AX|T|IH|V K|AX|N|S|I R|V|AX|T|IH|V K|AX|N|SH|I R|V|AX|T|IH|V K|AX|N|S|ER|B|AX|T|IH|B K|AX|N|SH|ER|B|AX|T|IH|B K|AX|N|S|I R|B|AX|T|IH|B K|AX|N|SH|I R|B|AX|T|IH|B K|AX|N|S|ER|V|AX|T|I|V K|AX|N|SH|ER|V|AX|T|I|V K|AX|N|S|I R|V|AX|T|I|V K|AX|N|SH|I R|V|AX|T|I|V K|AX|N|S|ER|B|AX|T|I|B K|AX|N|SH|ER|B|AX|T|I|B K|AX|N|S|I R|B|AX|T|I|B K|AX|N|SH|I R|B|AX|T|I|B strategy SH|T|R|AE|T|AX|JH|I S|T|R|A|T|AX|JH|I SH|T|R|A|T|AX|JH|I S|T|R|AE|T|AX|JH|IH SH|T|R|AE|T|AX|JH|IH S|T|R|A|T|AX|JH|IH SH|T|R|A|T|AX|JH|IH paid P|A|D P|E + I|JH P|A|JH off U|F AO|P U|P over U|V|ER O|B|ER U|B|ER O|V|I R U|V|I R O|B|I R U|B|I R the D|AX years Y|I|R|Z Y|IH|R|S Y|I|R|S