<grammar 
	version="1.0" mode="voice" root="topLevel"
	xml:lang="en-US"
	xml:base="http://www.contoso.com/"
	xmlns="http://www.w3.org/2001/06/grammar"
	sapi:alphabet="x-microsoft-ups"
	xmlns:sapi="http://schemas.microsoft.com/Speech/2002/06/SRGSExtensions">

	<rule id="topLevel">
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
	</rule>


	<rule id="BagOfWords">
		<one-of>
			<item>By</item>
			<item><token sapi:display="By:B|A+I" sapi:pron="B IH">B|IH</token></item>
			<item>making</item>
			<item><token sapi:display="making:M|E+I|K|IH|NG" sapi:pron="M A K IH NG">M|A|K|IH|NG</token></item>
			<item><token sapi:display="making:M|E+I|K|IH|NG" sapi:pron="M E + I K I NG">M|E + I|K|I|NG</token></item>
			<item><token sapi:display="making:M|E+I|K|IH|NG" sapi:pron="M A K I NG">M|A|K|I|NG</token></item>
			<item>a</item>
			<item>large</item>
			<item><token sapi:display="large:L|AA|R|JH" sapi:pron="L U R JH">L|U|R|JH</token></item>
			<item>down</item>
			<item><token sapi:display="down:D|A+UH|N" sapi:pron="JH A + UH N">JH|A + UH|N</token></item>
			<item>payment</item>
			<item><token sapi:display="payment:P|E+I|M|AX|N|T" sapi:pron="P A M AX N T">P|A|M|AX|N|T</token></item>
			<item>the</item>
			<item><token sapi:display="the:DH|AX" sapi:pron="D AX">D|AX</token></item>
			<item>couple</item>
			<item><token sapi:display="couple:K|AH|P|AX|L" sapi:pron="K O P AX L">K|O|P|AX|L</token></item>
			<item>saved</item>
			<item><token sapi:display="saved:S|E+I|V|D" sapi:pron="SH E + I V D">SH|E + I|V|D</token></item>
			<item><token sapi:display="saved:S|E+I|V|D" sapi:pron="S A V D">S|A|V|D</token></item>
			<item><token sapi:display="saved:S|E+I|V|D" sapi:pron="SH A V D">SH|A|V|D</token></item>
			<item><token sapi:display="saved:S|E+I|V|D" sapi:pron="S E + I B D">S|E + I|B|D</token></item>
			<item><token sapi:display="saved:S|E+I|V|D" sapi:pron="SH E + I B D">SH|E + I|B|D</token></item>
			<item><token sapi:display="saved:S|E+I|V|D" sapi:pron="S A B D">S|A|B|D</token></item>
			<item><token sapi:display="saved:S|E+I|V|D" sapi:pron="SH A B D">SH|A|B|D</token></item>
			<item><token sapi:display="saved:S|E+I|V|D" sapi:pron="S E + I V JH">S|E + I|V|JH</token></item>
			<item><token sapi:display="saved:S|E+I|V|D" sapi:pron="SH E + I V JH">SH|E + I|V|JH</token></item>
			<item><token sapi:display="saved:S|E+I|V|D" sapi:pron="S A V JH">S|A|V|JH</token></item>
			<item><token sapi:display="saved:S|E+I|V|D" sapi:pron="SH A V JH">SH|A|V|JH</token></item>
			<item><token sapi:display="saved:S|E+I|V|D" sapi:pron="S E + I B JH">S|E + I|B|JH</token></item>
			<item><token sapi:display="saved:S|E+I|V|D" sapi:pron="SH E + I B JH">SH|E + I|B|JH</token></item>
			<item><token sapi:display="saved:S|E+I|V|D" sapi:pron="S A B JH">S|A|B|JH</token></item>
			<item><token sapi:display="saved:S|E+I|V|D" sapi:pron="SH A B JH">SH|A|B|JH</token></item>
			<item>a</item>
			<item>great</item>
			<item><token sapi:display="great:G|R|E+I|T" sapi:pron="G R A T">G|R|A|T</token></item>
			<item>deal</item>
			<item><token sapi:display="deal:D|I|L" sapi:pron="JH I L">JH|I|L</token></item>
			<item><token sapi:display="deal:D|I|L" sapi:pron="D IH L">D|IH|L</token></item>
			<item><token sapi:display="deal:D|I|L" sapi:pron="JH IH L">JH|IH|L</token></item>
			<item>in</item>
			<item><token sapi:display="in:IH|N" sapi:pron="I N">I|N</token></item>
			<item>mortgage</item>
			<item><token sapi:display="mortgage:M|AO|R|G|AX|JH" sapi:pron="M U R G AX JH">M|U|R|G|AX|JH</token></item>
			<item>interest</item>
			<item><token sapi:display="interest:IH|N|T|AX|R|EH|S|T" sapi:pron="I N T AX R I S T">I|N|T|AX|R|I|S|T</token></item>
			<item><token sapi:display="interest:IH|N|T|AX|R|EH|S|T" sapi:pron="IH N T AX R EH SH T">IH|N|T|AX|R|EH|SH|T</token></item>
			<item><token sapi:display="interest:IH|N|T|AX|R|EH|S|T" sapi:pron="I N T AX R I SH T">I|N|T|AX|R|I|SH|T</token></item>
		</one-of>
	</rule>

</grammar>