<grammar 
	version="1.0" mode="voice" root="topLevel"
	xml:lang="en-US"
	xml:base="http://www.contoso.com/"
	xmlns="http://www.w3.org/2001/06/grammar"
	sapi:alphabet="x-microsoft-ups"
	xmlns:sapi="http://schemas.microsoft.com/Speech/2002/06/SRGSExtensions">

	<rule id="topLevel">
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
	</rule>


	<rule id="BagOfWords">
		<one-of>
			<item>Our</item>
			<item><token sapi:display="Our:A+UH|ER" sapi:pron="A + UH I R">A + UH|I R</token></item>
			<item>budget</item>
			<item><token sapi:display="budget:B|AH|JH|IH|T" sapi:pron="B O JH IH T">B|O|JH|IH|T</token></item>
			<item><token sapi:display="budget:B|AH|JH|IH|T" sapi:pron="B AH JH I T">B|AH|JH|I|T</token></item>
			<item><token sapi:display="budget:B|AH|JH|IH|T" sapi:pron="B O JH I T">B|O|JH|I|T</token></item>
			<item>planning</item>
			<item><token sapi:display="planning:P|L|AE|N|IH|NG" sapi:pron="P L A N IH NG">P|L|A|N|IH|NG</token></item>
			<item><token sapi:display="planning:P|L|AE|N|IH|NG" sapi:pron="P L AE N I NG">P|L|AE|N|I|NG</token></item>
			<item><token sapi:display="planning:P|L|AE|N|IH|NG" sapi:pron="P L A N I NG">P|L|A|N|I|NG</token></item>
			<item>service</item>
			<item><token sapi:display="service:S|ER|V|AX|S" sapi:pron="SH ER V AX SH">SH|ER|V|AX|SH</token></item>
			<item><token sapi:display="service:S|ER|V|AX|S" sapi:pron="S I R V AX S">S|I R|V|AX|S</token></item>
			<item><token sapi:display="service:S|ER|V|AX|S" sapi:pron="SH I R V AX SH">SH|I R|V|AX|SH</token></item>
			<item><token sapi:display="service:S|ER|V|AX|S" sapi:pron="S ER B AX S">S|ER|B|AX|S</token></item>
			<item><token sapi:display="service:S|ER|V|AX|S" sapi:pron="SH ER B AX SH">SH|ER|B|AX|SH</token></item>
			<item><token sapi:display="service:S|ER|V|AX|S" sapi:pron="S I R B AX S">S|I R|B|AX|S</token></item>
			<item><token sapi:display="service:S|ER|V|AX|S" sapi:pron="SH I R B AX SH">SH|I R|B|AX|SH</token></item>
			<item>will</item>
			<item><token sapi:display="will:W|IH|L" sapi:pron="W I L">W|I|L</token></item>
			<item>help</item>
			<item><token sapi:display="help:HH|EH|L|P" sapi:pron="HH I L P">HH|I|L|P</token></item>
			<item>you</item>
			<item><token sapi:display="you:Y|U" sapi:pron="Y O">Y|O</token></item>
			<item>pay</item>
			<item><token sapi:display="pay:P|E+I" sapi:pron="P A">P|A</token></item>
			<item>off</item>
			<item><token sapi:display="off:AO|F" sapi:pron="U F">U|F</token></item>
			<item><token sapi:display="off:AO|F" sapi:pron="AO P">AO|P</token></item>
			<item><token sapi:display="off:AO|F" sapi:pron="U P">U|P</token></item>
			<item>outstanding</item>
			<item><token sapi:display="outstanding:A+UH|T|S|T|AE|N|D|IH|NG" sapi:pron="A + UH T SH T AE N D IH NG">A + UH|T|SH|T|AE|N|D|IH|NG</token></item>
			<item><token sapi:display="outstanding:A+UH|T|S|T|AE|N|D|IH|NG" sapi:pron="A + UH T S T A N D IH NG">A + UH|T|S|T|A|N|D|IH|NG</token></item>
			<item><token sapi:display="outstanding:A+UH|T|S|T|AE|N|D|IH|NG" sapi:pron="A + UH T SH T A N D IH NG">A + UH|T|SH|T|A|N|D|IH|NG</token></item>
			<item><token sapi:display="outstanding:A+UH|T|S|T|AE|N|D|IH|NG" sapi:pron="A + UH T S T AE N JH IH NG">A + UH|T|S|T|AE|N|JH|IH|NG</token></item>
			<item><token sapi:display="outstanding:A+UH|T|S|T|AE|N|D|IH|NG" sapi:pron="A + UH T SH T AE N JH IH NG">A + UH|T|SH|T|AE|N|JH|IH|NG</token></item>
			<item><token sapi:display="outstanding:A+UH|T|S|T|AE|N|D|IH|NG" sapi:pron="A + UH T S T A N JH IH NG">A + UH|T|S|T|A|N|JH|IH|NG</token></item>
			<item><token sapi:display="outstanding:A+UH|T|S|T|AE|N|D|IH|NG" sapi:pron="A + UH T SH T A N JH IH NG">A + UH|T|SH|T|A|N|JH|IH|NG</token></item>
			<item><token sapi:display="outstanding:A+UH|T|S|T|AE|N|D|IH|NG" sapi:pron="A + UH T S T AE N D I NG">A + UH|T|S|T|AE|N|D|I|NG</token></item>
			<item><token sapi:display="outstanding:A+UH|T|S|T|AE|N|D|IH|NG" sapi:pron="A + UH T SH T AE N D I NG">A + UH|T|SH|T|AE|N|D|I|NG</token></item>
			<item><token sapi:display="outstanding:A+UH|T|S|T|AE|N|D|IH|NG" sapi:pron="A + UH T S T A N D I NG">A + UH|T|S|T|A|N|D|I|NG</token></item>
			<item><token sapi:display="outstanding:A+UH|T|S|T|AE|N|D|IH|NG" sapi:pron="A + UH T SH T A N D I NG">A + UH|T|SH|T|A|N|D|I|NG</token></item>
			<item><token sapi:display="outstanding:A+UH|T|S|T|AE|N|D|IH|NG" sapi:pron="A + UH T S T AE N JH I NG">A + UH|T|S|T|AE|N|JH|I|NG</token></item>
			<item><token sapi:display="outstanding:A+UH|T|S|T|AE|N|D|IH|NG" sapi:pron="A + UH T SH T AE N JH I NG">A + UH|T|SH|T|AE|N|JH|I|NG</token></item>
			<item><token sapi:display="outstanding:A+UH|T|S|T|AE|N|D|IH|NG" sapi:pron="A + UH T S T A N JH I NG">A + UH|T|S|T|A|N|JH|I|NG</token></item>
			<item><token sapi:display="outstanding:A+UH|T|S|T|AE|N|D|IH|NG" sapi:pron="A + UH T SH T A N JH I NG">A + UH|T|SH|T|A|N|JH|I|NG</token></item>
			<item>debts</item>
			<item><token sapi:display="debts:D|EH|T|S" sapi:pron="JH EH T S">JH|EH|T|S</token></item>
			<item><token sapi:display="debts:D|EH|T|S" sapi:pron="D I T S">D|I|T|S</token></item>
			<item><token sapi:display="debts:D|EH|T|S" sapi:pron="JH I T S">JH|I|T|S</token></item>
			<item><token sapi:display="debts:D|EH|T|S" sapi:pron="D EH T SH">D|EH|T|SH</token></item>
			<item><token sapi:display="debts:D|EH|T|S" sapi:pron="JH EH T SH">JH|EH|T|SH</token></item>
			<item><token sapi:display="debts:D|EH|T|S" sapi:pron="D I T SH">D|I|T|SH</token></item>
			<item><token sapi:display="debts:D|EH|T|S" sapi:pron="JH I T SH">JH|I|T|SH</token></item>
			<item>so</item>
			<item><token sapi:display="so:S|O" sapi:pron="SH O">SH|O</token></item>
			<item><token sapi:display="so:S|O" sapi:pron="S U">S|U</token></item>
			<item><token sapi:display="so:S|O" sapi:pron="SH U">SH|U</token></item>
			<item>that</item>
			<item><token sapi:display="that:DH|AE|T" sapi:pron="D AE T">D|AE|T</token></item>
			<item><token sapi:display="that:DH|AE|T" sapi:pron="DH A T">DH|A|T</token></item>
			<item><token sapi:display="that:DH|AE|T" sapi:pron="D A T">D|A|T</token></item>
			<item>you</item>
			<item><token sapi:display="you1:Y|U" sapi:pron="Y O">Y|O</token></item>
			<item>can</item>
			<item><token sapi:display="can:K|AE|N" sapi:pron="K A N">K|A|N</token></item>
			<item>start</item>
			<item><token sapi:display="start:S|T|AA|R|T" sapi:pron="SH T AA R T">SH|T|AA|R|T</token></item>
			<item><token sapi:display="start:S|T|AA|R|T" sapi:pron="S T U R T">S|T|U|R|T</token></item>
			<item><token sapi:display="start:S|T|AA|R|T" sapi:pron="SH T U R T">SH|T|U|R|T</token></item>
			<item>accumulating</item>
			<item><token sapi:display="accumulating:AX|K|Y|U|M|Y|AX|L|E+I|T|IH|NG" sapi:pron="AX K Y O M Y AX L E + I T IH NG">AX|K|Y|O|M|Y|AX|L|E + I|T|IH|NG</token></item>
			<item><token sapi:display="accumulating:AX|K|Y|U|M|Y|AX|L|E+I|T|IH|NG" sapi:pron="AX K Y U M Y AX L A T IH NG">AX|K|Y|U|M|Y|AX|L|A|T|IH|NG</token></item>
			<item><token sapi:display="accumulating:AX|K|Y|U|M|Y|AX|L|E+I|T|IH|NG" sapi:pron="AX K Y O M Y AX L A T IH NG">AX|K|Y|O|M|Y|AX|L|A|T|IH|NG</token></item>
			<item><token sapi:display="accumulating:AX|K|Y|U|M|Y|AX|L|E+I|T|IH|NG" sapi:pron="AX K Y U M Y AX L E + I T I NG">AX|K|Y|U|M|Y|AX|L|E + I|T|I|NG</token></item>
			<item><token sapi:display="accumulating:AX|K|Y|U|M|Y|AX|L|E+I|T|IH|NG" sapi:pron="AX K Y O M Y AX L E + I T I NG">AX|K|Y|O|M|Y|AX|L|E + I|T|I|NG</token></item>
			<item><token sapi:display="accumulating:AX|K|Y|U|M|Y|AX|L|E+I|T|IH|NG" sapi:pron="AX K Y U M Y AX L A T I NG">AX|K|Y|U|M|Y|AX|L|A|T|I|NG</token></item>
			<item><token sapi:display="accumulating:AX|K|Y|U|M|Y|AX|L|E+I|T|IH|NG" sapi:pron="AX K Y O M Y AX L A T I NG">AX|K|Y|O|M|Y|AX|L|A|T|I|NG</token></item>
			<item>savings</item>
			<item><token sapi:display="savings:S|E+I|V|IH|NG|Z" sapi:pron="SH E + I V IH NG Z">SH|E + I|V|IH|NG|Z</token></item>
			<item><token sapi:display="savings:S|E+I|V|IH|NG|Z" sapi:pron="S A V IH NG Z">S|A|V|IH|NG|Z</token></item>
			<item><token sapi:display="savings:S|E+I|V|IH|NG|Z" sapi:pron="SH A V IH NG Z">SH|A|V|IH|NG|Z</token></item>
			<item><token sapi:display="savings:S|E+I|V|IH|NG|Z" sapi:pron="S E + I B IH NG Z">S|E + I|B|IH|NG|Z</token></item>
			<item><token sapi:display="savings:S|E+I|V|IH|NG|Z" sapi:pron="SH E + I B IH NG Z">SH|E + I|B|IH|NG|Z</token></item>
			<item><token sapi:display="savings:S|E+I|V|IH|NG|Z" sapi:pron="S A B IH NG Z">S|A|B|IH|NG|Z</token></item>
			<item><token sapi:display="savings:S|E+I|V|IH|NG|Z" sapi:pron="SH A B IH NG Z">SH|A|B|IH|NG|Z</token></item>
			<item><token sapi:display="savings:S|E+I|V|IH|NG|Z" sapi:pron="S E + I V I NG Z">S|E + I|V|I|NG|Z</token></item>
			<item><token sapi:display="savings:S|E+I|V|IH|NG|Z" sapi:pron="SH E + I V I NG Z">SH|E + I|V|I|NG|Z</token></item>
			<item><token sapi:display="savings:S|E+I|V|IH|NG|Z" sapi:pron="S A V I NG Z">S|A|V|I|NG|Z</token></item>
			<item><token sapi:display="savings:S|E+I|V|IH|NG|Z" sapi:pron="SH A V I NG Z">SH|A|V|I|NG|Z</token></item>
			<item><token sapi:display="savings:S|E+I|V|IH|NG|Z" sapi:pron="S E + I B I NG Z">S|E + I|B|I|NG|Z</token></item>
			<item><token sapi:display="savings:S|E+I|V|IH|NG|Z" sapi:pron="SH E + I B I NG Z">SH|E + I|B|I|NG|Z</token></item>
			<item><token sapi:display="savings:S|E+I|V|IH|NG|Z" sapi:pron="S A B I NG Z">S|A|B|I|NG|Z</token></item>
			<item><token sapi:display="savings:S|E+I|V|IH|NG|Z" sapi:pron="SH A B I NG Z">SH|A|B|I|NG|Z</token></item>
			<item><token sapi:display="savings:S|E+I|V|IH|NG|Z" sapi:pron="S E + I V IH NG S">S|E + I|V|IH|NG|S</token></item>
			<item><token sapi:display="savings:S|E+I|V|IH|NG|Z" sapi:pron="SH E + I V IH NG S">SH|E + I|V|IH|NG|S</token></item>
			<item><token sapi:display="savings:S|E+I|V|IH|NG|Z" sapi:pron="S A V IH NG S">S|A|V|IH|NG|S</token></item>
			<item><token sapi:display="savings:S|E+I|V|IH|NG|Z" sapi:pron="SH A V IH NG S">SH|A|V|IH|NG|S</token></item>
			<item><token sapi:display="savings:S|E+I|V|IH|NG|Z" sapi:pron="S E + I B IH NG S">S|E + I|B|IH|NG|S</token></item>
			<item><token sapi:display="savings:S|E+I|V|IH|NG|Z" sapi:pron="SH E + I B IH NG S">SH|E + I|B|IH|NG|S</token></item>
			<item><token sapi:display="savings:S|E+I|V|IH|NG|Z" sapi:pron="S A B IH NG S">S|A|B|IH|NG|S</token></item>
			<item><token sapi:display="savings:S|E+I|V|IH|NG|Z" sapi:pron="SH A B IH NG S">SH|A|B|IH|NG|S</token></item>
			<item><token sapi:display="savings:S|E+I|V|IH|NG|Z" sapi:pron="S E + I V I NG S">S|E + I|V|I|NG|S</token></item>
			<item><token sapi:display="savings:S|E+I|V|IH|NG|Z" sapi:pron="SH E + I V I NG S">SH|E + I|V|I|NG|S</token></item>
			<item><token sapi:display="savings:S|E+I|V|IH|NG|Z" sapi:pron="S A V I NG S">S|A|V|I|NG|S</token></item>
			<item><token sapi:display="savings:S|E+I|V|IH|NG|Z" sapi:pron="SH A V I NG S">SH|A|V|I|NG|S</token></item>
			<item><token sapi:display="savings:S|E+I|V|IH|NG|Z" sapi:pron="S E + I B I NG S">S|E + I|B|I|NG|S</token></item>
			<item><token sapi:display="savings:S|E+I|V|IH|NG|Z" sapi:pron="SH E + I B I NG S">SH|E + I|B|I|NG|S</token></item>
			<item><token sapi:display="savings:S|E+I|V|IH|NG|Z" sapi:pron="S A B I NG S">S|A|B|I|NG|S</token></item>
			<item><token sapi:display="savings:S|E+I|V|IH|NG|Z" sapi:pron="SH A B I NG S">SH|A|B|I|NG|S</token></item>
		</one-of>
	</rule>

</grammar>