<?xml version="1.0" encoding="utf-8"?>
<catalog>
	<question>
		<phrase isaudiomp3="1" mp3="../MEDIA/90005-1.0.mp3"><![CDATA[The bank will not accept a student ID as a valid form of identification.]]></phrase>
		<question isaudiomp3="1" rationale="0" picture="" mp3="" exercise_type="" questionmode="" choicemode="" answerbankid="1" answerbankmode="" rationalemode="" playonload="" mp3speed="1" ttsspeed="0" passage="" show_passage="" show_passage_audioplayer="" passage_audio_type="" showvideo="" video="" enable_audio_recorder="" recorder_mode="" correctrationale="" incorrectrationale="" ><![CDATA[The bank will not _________ a student ID as a valid form of identification.]]></question>
		<saythis><![CDATA[The bank will not blank, a student ID as a valid form of identification.]]></saythis>
		<answer isaudiomp3="1" picture="../PASSAGE_IMAGES/90005-1-1.jpg" mp3="../MEDIA/90005-1-1.mp3" isrationalemp3="1" rationalemp3="../MEDIA/correct.mp3" rationaleimage="../PASSAGE_IMAGES/rationale/90005-1-1.jpg" rationale="Correct." value="1" choicesay="accept"><![CDATA[accept]]></answer>
	</question>
	<question>
		<phrase isaudiomp3="1" mp3="../MEDIA/90005-2.0.mp3"><![CDATA[The bank's acceptance of checks allows extra time for out-of-state checks to clear before they are credited to your account.]]></phrase>
		<question isaudiomp3="1" rationale="0" picture="" mp3="" exercise_type="" questionmode="" choicemode="" answerbankid="1" answerbankmode="" rationalemode="" playonload="" mp3speed="1" ttsspeed="0" passage="" show_passage="" show_passage_audioplayer="" passage_audio_type="" showvideo="" video="" enable_audio_recorder="" recorder_mode="" correctrationale="" incorrectrationale="" ><![CDATA[The bank’s _________ of checks allows extra time for out-of-state checks to clear before they are credited to your account.]]></question>
		<saythis><![CDATA[The bank’s blank, of checks allows extra time for out-of-state checks to clear before they are credited to your account.]]></saythis>
		<answer isaudiomp3="1" picture="../PASSAGE_IMAGES/90005-2-1.jpg" mp3="../MEDIA/90005-2-1.mp3" isrationalemp3="1" rationalemp3="../MEDIA/correct.mp3" rationaleimage="../PASSAGE_IMAGES/rationale/90005-2-1.jpg" rationale="Correct." value="1" choicesay="acceptance"><![CDATA[acceptance]]></answer>
	</question>
	<question>
		<phrase isaudiomp3="1" mp3="../MEDIA/90005-3.0.mp3"><![CDATA[Shorter banking hours would not be acceptable to many customers, who might close their accounts as a result.]]></phrase>
		<question isaudiomp3="1" rationale="0" picture="" mp3="" exercise_type="" questionmode="" choicemode="" answerbankid="1" answerbankmode="" rationalemode="" playonload="" mp3speed="1" ttsspeed="0" passage="" show_passage="" show_passage_audioplayer="" passage_audio_type="" showvideo="" video="" enable_audio_recorder="" recorder_mode="" correctrationale="" incorrectrationale="" ><![CDATA[Shorter banking hours would not be _________ to many customers, who might close their accounts as a result.]]></question>
		<saythis><![CDATA[Shorter banking hours would not be blank, to many customers, who might close their accounts as a result.]]></saythis>
		<answer isaudiomp3="1" picture="../PASSAGE_IMAGES/90005-3-1.jpg" mp3="../MEDIA/90005-3-1.mp3" isrationalemp3="1" rationalemp3="../MEDIA/correct.mp3" rationaleimage="../PASSAGE_IMAGES/rationale/90005-3-1.jpg" rationale="Correct." value="1" choicesay="acceptable"><![CDATA[acceptable]]></answer>
	</question>
	<question>
		<phrase isaudiomp3="1" mp3="../MEDIA/90005-4.0.mp3"><![CDATA[Our friends cautioned us against putting our money into an account that pays such a low interest rate.]]></phrase>
		<question isaudiomp3="1" rationale="0" picture="" mp3="" exercise_type="" questionmode="" choicemode="" answerbankid="1" answerbankmode="" rationalemode="" playonload="" mp3speed="1" ttsspeed="0" passage="" show_passage="" show_passage_audioplayer="" passage_audio_type="" showvideo="" video="" enable_audio_recorder="" recorder_mode="" correctrationale="" incorrectrationale="" ><![CDATA[Our friends _________ ed us against putting our money into an account that pays such a low interest rate.]]></question>
		<saythis><![CDATA[Our friends blank, ed us against putting our money into an account that pays such a low interest rate.]]></saythis>
		<answer isaudiomp3="1" picture="../PASSAGE_IMAGES/90005-4-1.jpg" mp3="../MEDIA/90005-4-1.mp3" isrationalemp3="1" rationalemp3="../MEDIA/correct.mp3" rationaleimage="../PASSAGE_IMAGES/rationale/90005-4-1.jpg" rationale="Correct." value="1" choicesay="caution"><![CDATA[caution]]></answer>
	</question>
	<question>
		<phrase isaudiomp3="1" mp3="../MEDIA/90005-5.0.mp3"><![CDATA[The bank officer was cautious about approving Chen's loan because of his unfavorable credit history.]]></phrase>
		<question isaudiomp3="1" rationale="0" picture="" mp3="" exercise_type="" questionmode="" choicemode="" answerbankid="1" answerbankmode="" rationalemode="" playonload="" mp3speed="1" ttsspeed="0" passage="" show_passage="" show_passage_audioplayer="" passage_audio_type="" showvideo="" video="" enable_audio_recorder="" recorder_mode="" correctrationale="" incorrectrationale="" ><![CDATA[The bank officer was _________ about approving Chen’s loan because of his unfavorable credit history.]]></question>
		<saythis><![CDATA[The bank officer was blank, about approving Chen’s loan because of his unfavorable credit history.]]></saythis>
		<answer isaudiomp3="1" picture="../PASSAGE_IMAGES/90005-5-1.jpg" mp3="../MEDIA/90005-5-1.mp3" isrationalemp3="1" rationalemp3="../MEDIA/correct.mp3" rationaleimage="../PASSAGE_IMAGES/rationale/90005-5-1.jpg" rationale="Correct." value="1" choicesay="cautious"><![CDATA[cautious]]></answer>
	</question>
	<question>
		<phrase isaudiomp3="1" mp3="../MEDIA/90005-6.0.mp3"><![CDATA[We spent our money cautiously because we were not sure we would be able to borrow more.]]></phrase>
		<question isaudiomp3="1" rationale="0" picture="" mp3="" exercise_type="" questionmode="" choicemode="" answerbankid="1" answerbankmode="" rationalemode="" playonload="" mp3speed="1" ttsspeed="0" passage="" show_passage="" show_passage_audioplayer="" passage_audio_type="" showvideo="" video="" enable_audio_recorder="" recorder_mode="" correctrationale="" incorrectrationale="" ><![CDATA[We spent our money _________ because we were not sure we would be able to borrow more.]]></question>
		<saythis><![CDATA[We spent our money blank, because we were not sure we would be able to borrow more.]]></saythis>
		<answer isaudiomp3="1" picture="../PASSAGE_IMAGES/90005-6-1.jpg" mp3="../MEDIA/90005-6-1.mp3" isrationalemp3="1" rationalemp3="../MEDIA/correct.mp3" rationaleimage="../PASSAGE_IMAGES/rationale/90005-6-1.jpg" rationale="Correct." value="1" choicesay="cautiously"><![CDATA[cautiously]]></answer>
	</question>
	<question>
		<phrase isaudiomp3="1" mp3="../MEDIA/90005-7.0.mp3"><![CDATA[Remember to deduct the monthly bank fee from your statement.]]></phrase>
		<question isaudiomp3="1" rationale="0" picture="" mp3="" exercise_type="" questionmode="" choicemode="" answerbankid="1" answerbankmode="" rationalemode="" playonload="" mp3speed="1" ttsspeed="0" passage="" show_passage="" show_passage_audioplayer="" passage_audio_type="" showvideo="" video="" enable_audio_recorder="" recorder_mode="" correctrationale="" incorrectrationale="" ><![CDATA[Remember to _________ the monthly bank fee from your statement.]]></question>
		<saythis><![CDATA[Remember to blank, the monthly bank fee from your statement.]]></saythis>
		<answer isaudiomp3="1" picture="../PASSAGE_IMAGES/90005-7-1.jpg" mp3="../MEDIA/90005-7-1.mp3" isrationalemp3="1" rationalemp3="../MEDIA/correct.mp3" rationaleimage="../PASSAGE_IMAGES/rationale/90005-7-1.jpg" rationale="Correct." value="1" choicesay="deduct"><![CDATA[deduct]]></answer>
	</question>
	<question>
		<phrase isaudiomp3="1" mp3="../MEDIA/90005-8.0.mp3"><![CDATA[Taxes and health insurance payments are called deductibles because they are deducted from your paycheck.]]></phrase>
		<question isaudiomp3="1" rationale="0" picture="" mp3="" exercise_type="" questionmode="" choicemode="" answerbankid="1" answerbankmode="" rationalemode="" playonload="" mp3speed="1" ttsspeed="0" passage="" show_passage="" show_passage_audioplayer="" passage_audio_type="" showvideo="" video="" enable_audio_recorder="" recorder_mode="" correctrationale="" incorrectrationale="" ><![CDATA[Taxes and health insurance payments are called _________ because they are deducted from your paycheck.]]></question>
		<saythis><![CDATA[Taxes and health insurance payments are called blank, because they are deducted from your paycheck.]]></saythis>
		<answer isaudiomp3="1" picture="../PASSAGE_IMAGES/90005-8-1.jpg" mp3="../MEDIA/90005-8-1.mp3" isrationalemp3="1" rationalemp3="../MEDIA/correct.mp3" rationaleimage="../PASSAGE_IMAGES/rationale/90005-8-1.jpg" rationale="Correct." value="1" choicesay="deductible"><![CDATA[deductible]]></answer>
	</question>
	<question>
		<phrase isaudiomp3="1" mp3="../MEDIA/90005-9.0.mp3"><![CDATA[Deductions are made electronically every month and will appear on your statement.]]></phrase>
		<question isaudiomp3="1" rationale="0" picture="" mp3="" exercise_type="" questionmode="" choicemode="" answerbankid="1" answerbankmode="" rationalemode="" playonload="" mp3speed="1" ttsspeed="0" passage="" show_passage="" show_passage_audioplayer="" passage_audio_type="" showvideo="" video="" enable_audio_recorder="" recorder_mode="" correctrationale="" incorrectrationale="" ><![CDATA[_________ s are made electronically every month and will appear on your statement.]]></question>
		<saythis><![CDATA[blank, s are made electronically every month and will appear on your statement.]]></saythis>
		<answer isaudiomp3="1" picture="../PASSAGE_IMAGES/90005-9-1.jpg" mp3="../MEDIA/90005-9-1.mp3" isrationalemp3="1" rationalemp3="../MEDIA/correct.mp3" rationaleimage="../PASSAGE_IMAGES/rationale/90005-9-1.jpg" rationale="Correct." value="1" choicesay="deduction"><![CDATA[deduction]]></answer>
	</question>
	<question>
		<phrase isaudiomp3="1" mp3="../MEDIA/90005-10.0.mp3"><![CDATA[The bank's policies restrict the number of deductions you can make from your account without a penalty.]]></phrase>
		<question isaudiomp3="1" rationale="0" picture="" mp3="" exercise_type="" questionmode="" choicemode="" answerbankid="1" answerbankmode="" rationalemode="" playonload="" mp3speed="1" ttsspeed="0" passage="" show_passage="" show_passage_audioplayer="" passage_audio_type="" showvideo="" video="" enable_audio_recorder="" recorder_mode="" correctrationale="" incorrectrationale="" ><![CDATA[The bank’s policies _________ the number of deductions you can make from your account without a penalty.]]></question>
		<saythis><![CDATA[The bank’s policies blank, the number of deductions you can make from your account without a penalty.]]></saythis>
		<answer isaudiomp3="1" picture="../PASSAGE_IMAGES/90005-10-1.jpg" mp3="../MEDIA/90005-10-1.mp3" isrationalemp3="1" rationalemp3="../MEDIA/correct.mp3" rationaleimage="../PASSAGE_IMAGES/rationale/90005-10-1.jpg" rationale="Correct." value="1" choicesay="restrict"><![CDATA[restrict]]></answer>
	</question>
	<question>
		<phrase isaudiomp3="1" mp3="../MEDIA/90005-11.0.mp3"><![CDATA[The restrictions on who was eligible for a mortgage made it impossible for many low-income families to borrow money.]]></phrase>
		<question isaudiomp3="1" rationale="0" picture="" mp3="" exercise_type="" questionmode="" choicemode="" answerbankid="1" answerbankmode="" rationalemode="" playonload="" mp3speed="1" ttsspeed="0" passage="" show_passage="" show_passage_audioplayer="" passage_audio_type="" showvideo="" video="" enable_audio_recorder="" recorder_mode="" correctrationale="" incorrectrationale="" ><![CDATA[The _________ s on who was eligible for a mortgage made it impossible for many low-income families to borrow money.]]></question>
		<saythis><![CDATA[The blank, s on who was eligible for a mortgage made it impossible for many low-income families to borrow money.]]></saythis>
		<answer isaudiomp3="1" picture="../PASSAGE_IMAGES/90005-11-1.jpg" mp3="../MEDIA/90005-11-1.mp3" isrationalemp3="1" rationalemp3="../MEDIA/correct.mp3" rationaleimage="../PASSAGE_IMAGES/rationale/90005-11-1.jpg" rationale="Correct." value="1" choicesay="restriction"><![CDATA[restriction]]></answer>
	</question>
	<question>
		<phrase isaudiomp3="1" mp3="../MEDIA/90005-12.0.mp3"><![CDATA[Information about your account is confidential and its use without your permission is restricted.]]></phrase>
		<question isaudiomp3="1" rationale="0" picture="" mp3="" exercise_type="" questionmode="" choicemode="" answerbankid="1" answerbankmode="" rationalemode="" playonload="" mp3speed="1" ttsspeed="0" passage="" show_passage="" show_passage_audioplayer="" passage_audio_type="" showvideo="" video="" enable_audio_recorder="" recorder_mode="" correctrationale="" incorrectrationale="" ><![CDATA[Information about your account is confidential and its use without your permission is _________.]]></question>
		<saythis><![CDATA[Information about your account is confidential and its use without your permission is blank,.]]></saythis>
		<answer isaudiomp3="1" picture="../PASSAGE_IMAGES/90005-12-1.jpg" mp3="../MEDIA/90005-12-1.mp3" isrationalemp3="1" rationalemp3="../MEDIA/correct.mp3" rationaleimage="../PASSAGE_IMAGES/rationale/90005-12-1.jpg" rationale="Correct." value="1" choicesay="restricted"><![CDATA[restricted]]></answer>
	</question>
	<question>
		<phrase isaudiomp3="1" mp3="../MEDIA/90005-13.0.mp3"><![CDATA[Once you have signed the mortgage contract. the bank will make a check payable to you.]]></phrase>
		<question isaudiomp3="1" rationale="0" picture="" mp3="" exercise_type="" questionmode="" choicemode="" answerbankid="1" answerbankmode="" rationalemode="" playonload="" mp3speed="1" ttsspeed="0" passage="" show_passage="" show_passage_audioplayer="" passage_audio_type="" showvideo="" video="" enable_audio_recorder="" recorder_mode="" correctrationale="" incorrectrationale="" ><![CDATA[Once you have _________ ed the mortgage contract, the bank will make a check payable to you.]]></question>
		<saythis><![CDATA[Once you have blank, ed the mortgage contract, the bank will make a check payable to you.]]></saythis>
		<answer isaudiomp3="1" picture="../PASSAGE_IMAGES/90005-13-1.jpg" mp3="../MEDIA/90005-13-1.mp3" isrationalemp3="1" rationalemp3="../MEDIA/correct.mp3" rationaleimage="../PASSAGE_IMAGES/rationale/90005-13-1.jpg" rationale="Correct." value="1" choicesay="sign"><![CDATA[sign]]></answer>
	</question>
	<question>
		<phrase isaudiomp3="1" mp3="../MEDIA/90005-14.0.mp3"><![CDATA[The sign in the bank's lobby announces their rates for savings accounts and for loans.]]></phrase>
		<question isaudiomp3="1" rationale="0" picture="" mp3="" exercise_type="" questionmode="" choicemode="" answerbankid="1" answerbankmode="" rationalemode="" playonload="" mp3speed="1" ttsspeed="0" passage="" show_passage="" show_passage_audioplayer="" passage_audio_type="" showvideo="" video="" enable_audio_recorder="" recorder_mode="" correctrationale="" incorrectrationale="" ><![CDATA[The _________ in the bank’s lobby announces their rates for savings accounts and for loans.]]></question>
		<saythis><![CDATA[The blank, in the bank’s lobby announces their rates for savings accounts and for loans.]]></saythis>
		<answer isaudiomp3="1" picture="../PASSAGE_IMAGES/90005-14-1.jpg" mp3="../MEDIA/90005-14-1.mp3" isrationalemp3="1" rationalemp3="../MEDIA/correct.mp3" rationaleimage="../PASSAGE_IMAGES/rationale/90005-14-1.jpg" rationale="Correct." value="1" choicesay="sign"><![CDATA[sign]]></answer>
	</question>
	<question>
		<phrase isaudiomp3="1" mp3="../MEDIA/90005-15.0.mp3"><![CDATA[Your signature can be electronically recorded to be verified later.]]></phrase>
		<question isaudiomp3="1" rationale="0" picture="" mp3="" exercise_type="" questionmode="" choicemode="" answerbankid="1" answerbankmode="" rationalemode="" playonload="" mp3speed="1" ttsspeed="0" passage="" show_passage="" show_passage_audioplayer="" passage_audio_type="" showvideo="" video="" enable_audio_recorder="" recorder_mode="" correctrationale="" incorrectrationale="" ><![CDATA[Your _________ can be electronically recorded to be verified later.]]></question>
		<saythis><![CDATA[Your blank, can be electronically recorded to be verified later.]]></saythis>
		<answer isaudiomp3="1" picture="../PASSAGE_IMAGES/90005-15-1.jpg" mp3="../MEDIA/90005-15-1.mp3" isrationalemp3="1" rationalemp3="../MEDIA/correct.mp3" rationaleimage="../PASSAGE_IMAGES/rationale/90005-15-1.jpg" rationale="Correct." value="1" choicesay="signature"><![CDATA[signature]]></answer>
	</question>
	<question>
		<phrase isaudiomp3="1" mp3="../MEDIA/90005-16.0.mp3"><![CDATA[Our company transacts all its financial business at this bank. ]]></phrase>
		<question isaudiomp3="1" rationale="0" picture="" mp3="" exercise_type="" questionmode="" choicemode="" answerbankid="1" answerbankmode="" rationalemode="" playonload="" mp3speed="1" ttsspeed="0" passage="" show_passage="" show_passage_audioplayer="" passage_audio_type="" showvideo="" video="" enable_audio_recorder="" recorder_mode="" correctrationale="" incorrectrationale="" ><![CDATA[Our company _________ s all its financial business at this bank.]]></question>
		<saythis><![CDATA[Our company blank, s all its financial business at this bank.]]></saythis>
		<answer isaudiomp3="1" picture="../PASSAGE_IMAGES/90005-16-1.jpg" mp3="../MEDIA/90005-16-1.mp3" isrationalemp3="1" rationalemp3="../MEDIA/correct.mp3" rationaleimage="../PASSAGE_IMAGES/rationale/90005-16-1.jpg" rationale="Correct." value="1" choicesay="transact"><![CDATA[transact]]></answer>
	</question>
	<question>
		<phrase isaudiomp3="1" mp3="../MEDIA/90005-17.0.mp3"><![CDATA[All parties concerned were pleased with the results of the business transactions.]]></phrase>
		<question isaudiomp3="1" rationale="0" picture="" mp3="" exercise_type="" questionmode="" choicemode="" answerbankid="1" answerbankmode="" rationalemode="" playonload="" mp3speed="1" ttsspeed="0" passage="" show_passage="" show_passage_audioplayer="" passage_audio_type="" showvideo="" video="" enable_audio_recorder="" recorder_mode="" correctrationale="" incorrectrationale="" ><![CDATA[All parties concerned were pleased with the results of the business _________ s.]]></question>
		<saythis><![CDATA[All parties concerned were pleased with the results of the business blank, s.]]></saythis>
		<answer isaudiomp3="1" picture="../PASSAGE_IMAGES/90005-17-1.jpg" mp3="../MEDIA/90005-17-1.mp3" isrationalemp3="1" rationalemp3="../MEDIA/correct.mp3" rationaleimage="../PASSAGE_IMAGES/rationale/90005-17-1.jpg" rationale="Correct." value="1" choicesay="transaction"><![CDATA[transaction]]></answer>
	</question>
</catalog>