<grammar 
	version="1.0" mode="voice" root="topLevel"
	xml:lang="en-US"
	xml:base="http://www.contoso.com/"
	xmlns="http://www.w3.org/2001/06/grammar"
	sapi:alphabet="x-microsoft-ups"
	xmlns:sapi="http://schemas.microsoft.com/Speech/2002/06/SRGSExtensions">

	<rule id="topLevel">
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
	</rule>


	<rule id="BagOfWords">
		<one-of>
			<item>The</item>
			<item><token sapi:display="The:DH|AX" sapi:pron="D AX">D|AX</token></item>
			<item>bank's</item>
			<item><token sapi:display="banks:B|AE|NG|K|S" sapi:pron="B A NG K S">B|A|NG|K|S</token></item>
			<item><token sapi:display="banks:B|AE|NG|K|S" sapi:pron="B AE NG K SH">B|AE|NG|K|SH</token></item>
			<item><token sapi:display="banks:B|AE|NG|K|S" sapi:pron="B A NG K SH">B|A|NG|K|SH</token></item>
			<item>acceptance</item>
			<item><token sapi:display="acceptance:AE|K|S|EH|P|T|AX|N|S" sapi:pron="A K S EH P T AX N S">A|K|S|EH|P|T|AX|N|S</token></item>
			<item><token sapi:display="acceptance:AE|K|S|EH|P|T|AX|N|S" sapi:pron="AE K SH EH P T AX N SH">AE|K|SH|EH|P|T|AX|N|SH</token></item>
			<item><token sapi:display="acceptance:AE|K|S|EH|P|T|AX|N|S" sapi:pron="A K SH EH P T AX N SH">A|K|SH|EH|P|T|AX|N|SH</token></item>
			<item><token sapi:display="acceptance:AE|K|S|EH|P|T|AX|N|S" sapi:pron="AE K S I P T AX N S">AE|K|S|I|P|T|AX|N|S</token></item>
			<item><token sapi:display="acceptance:AE|K|S|EH|P|T|AX|N|S" sapi:pron="A K S I P T AX N S">A|K|S|I|P|T|AX|N|S</token></item>
			<item><token sapi:display="acceptance:AE|K|S|EH|P|T|AX|N|S" sapi:pron="AE K SH I P T AX N SH">AE|K|SH|I|P|T|AX|N|SH</token></item>
			<item><token sapi:display="acceptance:AE|K|S|EH|P|T|AX|N|S" sapi:pron="A K SH I P T AX N SH">A|K|SH|I|P|T|AX|N|SH</token></item>
			<item>of</item>
			<item><token sapi:display="of:AH|V" sapi:pron="O V">O|V</token></item>
			<item><token sapi:display="of:AH|V" sapi:pron="AH B">AH|B</token></item>
			<item><token sapi:display="of:AH|V" sapi:pron="O B">O|B</token></item>
			<item>checks</item>
			<item><token sapi:display="checks:CH|EH|K|S" sapi:pron="SH EH K SH">SH|EH|K|SH</token></item>
			<item><token sapi:display="checks:CH|EH|K|S" sapi:pron="CH I K S">CH|I|K|S</token></item>
			<item><token sapi:display="checks:CH|EH|K|S" sapi:pron="SH I K SH">SH|I|K|SH</token></item>
			<item>allows</item>
			<item><token sapi:display="allows:AX|L|A+UH|Z" sapi:pron="AX L A + UH S">AX|L|A + UH|S</token></item>
			<item>extra</item>
			<item><token sapi:display="extra:EH|K|S|T|R|AX" sapi:pron="I K S T R AX">I|K|S|T|R|AX</token></item>
			<item><token sapi:display="extra:EH|K|S|T|R|AX" sapi:pron="EH K SH T R AX">EH|K|SH|T|R|AX</token></item>
			<item><token sapi:display="extra:EH|K|S|T|R|AX" sapi:pron="I K SH T R AX">I|K|SH|T|R|AX</token></item>
			<item>time</item>
			<item><token sapi:display="time:T|A+I|M" sapi:pron="T IH M">T|IH|M</token></item>
			<item>for</item>
			<item><token sapi:display="for:F|AO|R" sapi:pron="P AO R">P|AO|R</token></item>
			<item><token sapi:display="for:F|AO|R" sapi:pron="F U R">F|U|R</token></item>
			<item><token sapi:display="for:F|AO|R" sapi:pron="P U R">P|U|R</token></item>
			<item>out</item>
			<item>of</item>
			<item><token sapi:display="of1:AH|V" sapi:pron="O V">O|V</token></item>
			<item><token sapi:display="of1:AH|V" sapi:pron="AH B">AH|B</token></item>
			<item><token sapi:display="of1:AH|V" sapi:pron="O B">O|B</token></item>
			<item>state</item>
			<item><token sapi:display="state:S|T|E+I|T" sapi:pron="SH T E + I T">SH|T|E + I|T</token></item>
			<item><token sapi:display="state:S|T|E+I|T" sapi:pron="S T A T">S|T|A|T</token></item>
			<item><token sapi:display="state:S|T|E+I|T" sapi:pron="SH T A T">SH|T|A|T</token></item>
			<item>checks</item>
			<item><token sapi:display="checks1:CH|EH|K|S" sapi:pron="SH EH K SH">SH|EH|K|SH</token></item>
			<item><token sapi:display="checks1:CH|EH|K|S" sapi:pron="CH I K S">CH|I|K|S</token></item>
			<item><token sapi:display="checks1:CH|EH|K|S" sapi:pron="SH I K SH">SH|I|K|SH</token></item>
			<item>to</item>
			<item><token sapi:display="to:T|U" sapi:pron="T O">T|O</token></item>
			<item>clear</item>
			<item><token sapi:display="clear:K|L|IH|R" sapi:pron="K L I R">K|L|I|R</token></item>
			<item>before</item>
			<item><token sapi:display="before:B|IH|F|AO|R" sapi:pron="B I F AO R">B|I|F|AO|R</token></item>
			<item><token sapi:display="before:B|IH|F|AO|R" sapi:pron="B IH P AO R">B|IH|P|AO|R</token></item>
			<item><token sapi:display="before:B|IH|F|AO|R" sapi:pron="B I P AO R">B|I|P|AO|R</token></item>
			<item><token sapi:display="before:B|IH|F|AO|R" sapi:pron="B IH F U R">B|IH|F|U|R</token></item>
			<item><token sapi:display="before:B|IH|F|AO|R" sapi:pron="B I F U R">B|I|F|U|R</token></item>
			<item><token sapi:display="before:B|IH|F|AO|R" sapi:pron="B IH P U R">B|IH|P|U|R</token></item>
			<item><token sapi:display="before:B|IH|F|AO|R" sapi:pron="B I P U R">B|I|P|U|R</token></item>
			<item>they</item>
			<item><token sapi:display="they:DH|E+I" sapi:pron="D E + I">D|E + I</token></item>
			<item><token sapi:display="they:DH|E+I" sapi:pron="DH A">DH|A</token></item>
			<item><token sapi:display="they:DH|E+I" sapi:pron="D A">D|A</token></item>
			<item>are</item>
			<item><token sapi:display="are:AA|R" sapi:pron="U R">U|R</token></item>
			<item>credited</item>
			<item><token sapi:display="credited:K|R|EH|D|AX|T|AX|D" sapi:pron="K R I D AX T AX D">K|R|I|D|AX|T|AX|D</token></item>
			<item><token sapi:display="credited:K|R|EH|D|AX|T|AX|D" sapi:pron="K R EH JH AX T AX JH">K|R|EH|JH|AX|T|AX|JH</token></item>
			<item><token sapi:display="credited:K|R|EH|D|AX|T|AX|D" sapi:pron="K R I JH AX T AX JH">K|R|I|JH|AX|T|AX|JH</token></item>
			<item>to</item>
			<item><token sapi:display="to1:T|U" sapi:pron="T O">T|O</token></item>
			<item>your</item>
			<item><token sapi:display="your:Y|AO|R" sapi:pron="Y U R">Y|U|R</token></item>
			<item>account</item>
		</one-of>
	</rule>

</grammar>