<grammar 
	version="1.0" mode="voice" root="topLevel"
	xml:lang="en-US"
	xml:base="http://www.contoso.com/"
	xmlns="http://www.w3.org/2001/06/grammar"
	sapi:alphabet="x-microsoft-ups"
	xmlns:sapi="http://schemas.microsoft.com/Speech/2002/06/SRGSExtensions">

	<rule id="topLevel">
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
	</rule>


	<rule id="BagOfWords">
		<one-of>
			<item>the</item>
			<item><token sapi:display="the:DH|AX" sapi:pron="D AX">D|AX</token></item>
			<item>terms</item>
			<item><token sapi:display="terms:T|ER|M|Z" sapi:pron="T I R M Z">T|I R|M|Z</token></item>
			<item><token sapi:display="terms:T|ER|M|Z" sapi:pron="T ER M S">T|ER|M|S</token></item>
			<item><token sapi:display="terms:T|ER|M|Z" sapi:pron="T I R M S">T|I R|M|S</token></item>
			<item>and</item>
			<item><token sapi:display="and:AX|N|D" sapi:pron="AX N JH">AX|N|JH</token></item>
			<item>conditions</item>
			<item><token sapi:display="conditions:K|AX|N|D|IH|SH|AX|N|Z" sapi:pron="K AX N JH IH SH AX N Z">K|AX|N|JH|IH|SH|AX|N|Z</token></item>
			<item><token sapi:display="conditions:K|AX|N|D|IH|SH|AX|N|Z" sapi:pron="K AX N D I SH AX N Z">K|AX|N|D|I|SH|AX|N|Z</token></item>
			<item><token sapi:display="conditions:K|AX|N|D|IH|SH|AX|N|Z" sapi:pron="K AX N JH I SH AX N Z">K|AX|N|JH|I|SH|AX|N|Z</token></item>
			<item><token sapi:display="conditions:K|AX|N|D|IH|SH|AX|N|Z" sapi:pron="K AX N D IH S AX N S">K|AX|N|D|IH|S|AX|N|S</token></item>
			<item><token sapi:display="conditions:K|AX|N|D|IH|SH|AX|N|Z" sapi:pron="K AX N JH IH S AX N S">K|AX|N|JH|IH|S|AX|N|S</token></item>
			<item><token sapi:display="conditions:K|AX|N|D|IH|SH|AX|N|Z" sapi:pron="K AX N D I S AX N S">K|AX|N|D|I|S|AX|N|S</token></item>
			<item><token sapi:display="conditions:K|AX|N|D|IH|SH|AX|N|Z" sapi:pron="K AX N JH I S AX N S">K|AX|N|JH|I|S|AX|N|S</token></item>
			<item>of</item>
			<item><token sapi:display="of:AH|V" sapi:pron="O V">O|V</token></item>
			<item><token sapi:display="of:AH|V" sapi:pron="AH B">AH|B</token></item>
			<item><token sapi:display="of:AH|V" sapi:pron="O B">O|B</token></item>
			<item>the</item>
			<item><token sapi:display="the1:DH|AX" sapi:pron="D AX">D|AX</token></item>
			<item>insurance</item>
			<item><token sapi:display="insurance:IH|N|SH|UH|R|AX|N|S" sapi:pron="I N SH UH R AX N S">I|N|SH|UH|R|AX|N|S</token></item>
			<item><token sapi:display="insurance:IH|N|SH|UH|R|AX|N|S" sapi:pron="IH N S UH R AX N S">IH|N|S|UH|R|AX|N|S</token></item>
			<item><token sapi:display="insurance:IH|N|SH|UH|R|AX|N|S" sapi:pron="I N S UH R AX N S">I|N|S|UH|R|AX|N|S</token></item>
			<item><token sapi:display="insurance:IH|N|SH|UH|R|AX|N|S" sapi:pron="IH N SH U R AX N S">IH|N|SH|U|R|AX|N|S</token></item>
			<item><token sapi:display="insurance:IH|N|SH|UH|R|AX|N|S" sapi:pron="I N SH U R AX N S">I|N|SH|U|R|AX|N|S</token></item>
			<item><token sapi:display="insurance:IH|N|SH|UH|R|AX|N|S" sapi:pron="IH N S U R AX N S">IH|N|S|U|R|AX|N|S</token></item>
			<item><token sapi:display="insurance:IH|N|SH|UH|R|AX|N|S" sapi:pron="I N S U R AX N S">I|N|S|U|R|AX|N|S</token></item>
			<item><token sapi:display="insurance:IH|N|SH|UH|R|AX|N|S" sapi:pron="IH N SH UH R AX N SH">IH|N|SH|UH|R|AX|N|SH</token></item>
			<item><token sapi:display="insurance:IH|N|SH|UH|R|AX|N|S" sapi:pron="I N SH UH R AX N SH">I|N|SH|UH|R|AX|N|SH</token></item>
			<item><token sapi:display="insurance:IH|N|SH|UH|R|AX|N|S" sapi:pron="IH N S UH R AX N SH">IH|N|S|UH|R|AX|N|SH</token></item>
			<item><token sapi:display="insurance:IH|N|SH|UH|R|AX|N|S" sapi:pron="I N S UH R AX N SH">I|N|S|UH|R|AX|N|SH</token></item>
			<item><token sapi:display="insurance:IH|N|SH|UH|R|AX|N|S" sapi:pron="IH N SH U R AX N SH">IH|N|SH|U|R|AX|N|SH</token></item>
			<item><token sapi:display="insurance:IH|N|SH|UH|R|AX|N|S" sapi:pron="I N SH U R AX N SH">I|N|SH|U|R|AX|N|SH</token></item>
			<item><token sapi:display="insurance:IH|N|SH|UH|R|AX|N|S" sapi:pron="IH N S U R AX N SH">IH|N|S|U|R|AX|N|SH</token></item>
			<item><token sapi:display="insurance:IH|N|SH|UH|R|AX|N|S" sapi:pron="I N S U R AX N SH">I|N|S|U|R|AX|N|SH</token></item>
			<item>policy</item>
			<item><token sapi:display="policy:P|AA|L|AX|S|I" sapi:pron="P U L AX S I">P|U|L|AX|S|I</token></item>
			<item><token sapi:display="policy:P|AA|L|AX|S|I" sapi:pron="P AA L AX SH I">P|AA|L|AX|SH|I</token></item>
			<item><token sapi:display="policy:P|AA|L|AX|S|I" sapi:pron="P U L AX SH I">P|U|L|AX|SH|I</token></item>
			<item><token sapi:display="policy:P|AA|L|AX|S|I" sapi:pron="P AA L AX S IH">P|AA|L|AX|S|IH</token></item>
			<item><token sapi:display="policy:P|AA|L|AX|S|I" sapi:pron="P U L AX S IH">P|U|L|AX|S|IH</token></item>
			<item><token sapi:display="policy:P|AA|L|AX|S|I" sapi:pron="P AA L AX SH IH">P|AA|L|AX|SH|IH</token></item>
			<item><token sapi:display="policy:P|AA|L|AX|S|I" sapi:pron="P U L AX SH IH">P|U|L|AX|SH|IH</token></item>
		</one-of>
	</rule>

</grammar>