<grammar 
	version="1.0" mode="voice" root="topLevel"
	xml:lang="en-US"
	xml:base="http://www.contoso.com/"
	xmlns="http://www.w3.org/2001/06/grammar"
	sapi:alphabet="x-microsoft-ups"
	xmlns:sapi="http://schemas.microsoft.com/Speech/2002/06/SRGSExtensions">

	<rule id="topLevel">
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
	</rule>


	<rule id="BagOfWords">
		<one-of>
			<item>their</item>
			<item><token sapi:display="their:DH|EH|R" sapi:pron="D EH R">D|EH|R</token></item>
			<item><token sapi:display="their:DH|EH|R" sapi:pron="DH I R">DH|I|R</token></item>
			<item><token sapi:display="their:DH|EH|R" sapi:pron="D I R">D|I|R</token></item>
			<item>own</item>
			<item><token sapi:display="own:O|N" sapi:pron="U N">U|N</token></item>
			<item>insurance</item>
			<item><token sapi:display="insurance:IH|N|SH|UH|R|AX|N|S" sapi:pron="I N SH UH R AX N S">I|N|SH|UH|R|AX|N|S</token></item>
			<item><token sapi:display="insurance:IH|N|SH|UH|R|AX|N|S" sapi:pron="IH N S UH R AX N S">IH|N|S|UH|R|AX|N|S</token></item>
			<item><token sapi:display="insurance:IH|N|SH|UH|R|AX|N|S" sapi:pron="I N S UH R AX N S">I|N|S|UH|R|AX|N|S</token></item>
			<item><token sapi:display="insurance:IH|N|SH|UH|R|AX|N|S" sapi:pron="IH N SH U R AX N S">IH|N|SH|U|R|AX|N|S</token></item>
			<item><token sapi:display="insurance:IH|N|SH|UH|R|AX|N|S" sapi:pron="I N SH U R AX N S">I|N|SH|U|R|AX|N|S</token></item>
			<item><token sapi:display="insurance:IH|N|SH|UH|R|AX|N|S" sapi:pron="IH N S U R AX N S">IH|N|S|U|R|AX|N|S</token></item>
			<item><token sapi:display="insurance:IH|N|SH|UH|R|AX|N|S" sapi:pron="I N S U R AX N S">I|N|S|U|R|AX|N|S</token></item>
			<item><token sapi:display="insurance:IH|N|SH|UH|R|AX|N|S" sapi:pron="IH N SH UH R AX N SH">IH|N|SH|UH|R|AX|N|SH</token></item>
			<item><token sapi:display="insurance:IH|N|SH|UH|R|AX|N|S" sapi:pron="I N SH UH R AX N SH">I|N|SH|UH|R|AX|N|SH</token></item>
			<item><token sapi:display="insurance:IH|N|SH|UH|R|AX|N|S" sapi:pron="IH N S UH R AX N SH">IH|N|S|UH|R|AX|N|SH</token></item>
			<item><token sapi:display="insurance:IH|N|SH|UH|R|AX|N|S" sapi:pron="I N S UH R AX N SH">I|N|S|UH|R|AX|N|SH</token></item>
			<item><token sapi:display="insurance:IH|N|SH|UH|R|AX|N|S" sapi:pron="IH N SH U R AX N SH">IH|N|SH|U|R|AX|N|SH</token></item>
			<item><token sapi:display="insurance:IH|N|SH|UH|R|AX|N|S" sapi:pron="I N SH U R AX N SH">I|N|SH|U|R|AX|N|SH</token></item>
			<item><token sapi:display="insurance:IH|N|SH|UH|R|AX|N|S" sapi:pron="IH N S U R AX N SH">IH|N|S|U|R|AX|N|SH</token></item>
			<item><token sapi:display="insurance:IH|N|SH|UH|R|AX|N|S" sapi:pron="I N S U R AX N SH">I|N|S|U|R|AX|N|SH</token></item>
			<item>or</item>
			<item><token sapi:display="or:AO|R" sapi:pron="U R">U|R</token></item>
			<item>join</item>
			<item><token sapi:display="join:JH|AO+I|N" sapi:pron="JH U I N">JH|U I|N</token></item>
			<item>an</item>
			<item><token sapi:display="an:AE|N" sapi:pron="A N">A|N</token></item>
		</one-of>
	</rule>

</grammar>