owe U to T|O have HH|A|V HH|AE|B HH|A|B a debt JH|EH|T D|I|T JH|I|T to T|O be B|IH obligated U|B|L|AX|G|E + I|T|IH|D AA|B|L|AX|G|A|T|IH|D U|B|L|AX|G|A|T|IH|D AA|B|L|AX|G|E + I|T|I|D U|B|L|AX|G|E + I|T|I|D AA|B|L|AX|G|A|T|I|D U|B|L|AX|G|A|T|I|D AA|B|L|AX|G|E + I|T|IH|JH U|B|L|AX|G|E + I|T|IH|JH AA|B|L|AX|G|A|T|IH|JH U|B|L|AX|G|A|T|IH|JH AA|B|L|AX|G|E + I|T|I|JH U|B|L|AX|G|E + I|T|I|JH AA|B|L|AX|G|A|T|I|JH U|B|L|AX|G|A|T|I|JH to T|O pay P|A