refund R|I|F|AH|N|D R|IH|P|AH|N|D R|I|P|AH|N|D R|IH|F|O|N|D R|I|F|O|N|D R|IH|P|O|N|D R|I|P|O|N|D R|IH|F|AH|N|JH R|I|F|AH|N|JH R|IH|P|AH|N|JH R|I|P|AH|N|JH R|IH|F|O|N|JH R|I|F|O|N|JH R|IH|P|O|N|JH R|I|P|O|N|JH the D|AX amount paid P|A|D P|E + I|JH P|A|JH back B|A|K to T|O give G|I|V G|IH|B G|I|B back B|A|K