<grammar 
	version="1.0" mode="voice" root="topLevel"
	xml:lang="en-US"
	xml:base="http://www.contoso.com/"
	xmlns="http://www.w3.org/2001/06/grammar"
	sapi:alphabet="x-microsoft-ups"
	xmlns:sapi="http://schemas.microsoft.com/Speech/2002/06/SRGSExtensions">

	<rule id="topLevel">
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
		<ruleref uri="#BagOfWords"></ruleref>
	</rule>


	<rule id="BagOfWords">
		<one-of>
			<item>mortgage</item>
			<item><token sapi:display="mortgage:M|AO|R|G|AX|JH" sapi:pron="M U R G AX JH">M|U|R|G|AX|JH</token></item>
			<item>the</item>
			<item><token sapi:display="the:DH|AX" sapi:pron="D AX">D|AX</token></item>
			<item>amount</item>
			<item>due</item>
			<item><token sapi:display="due:D|U" sapi:pron="JH U">JH|U</token></item>
			<item><token sapi:display="due:D|U" sapi:pron="D O">D|O</token></item>
			<item><token sapi:display="due:D|U" sapi:pron="JH O">JH|O</token></item>
			<item>on</item>
			<item><token sapi:display="on:AA|N" sapi:pron="U N">U|N</token></item>
			<item>a</item>
			<item>property</item>
			<item><token sapi:display="property:P|R|AA|P|ER|T|I" sapi:pron="P R U P ER T I">P|R|U|P|ER|T|I</token></item>
			<item><token sapi:display="property:P|R|AA|P|ER|T|I" sapi:pron="P R AA P I R T I">P|R|AA|P|I R|T|I</token></item>
			<item><token sapi:display="property:P|R|AA|P|ER|T|I" sapi:pron="P R U P I R T I">P|R|U|P|I R|T|I</token></item>
			<item><token sapi:display="property:P|R|AA|P|ER|T|I" sapi:pron="P R AA P ER T IH">P|R|AA|P|ER|T|IH</token></item>
			<item><token sapi:display="property:P|R|AA|P|ER|T|I" sapi:pron="P R U P ER T IH">P|R|U|P|ER|T|IH</token></item>
			<item><token sapi:display="property:P|R|AA|P|ER|T|I" sapi:pron="P R AA P I R T IH">P|R|AA|P|I R|T|IH</token></item>
			<item><token sapi:display="property:P|R|AA|P|ER|T|I" sapi:pron="P R U P I R T IH">P|R|U|P|I R|T|IH</token></item>
			<item>to</item>
			<item><token sapi:display="to:T|U" sapi:pron="T O">T|O</token></item>
			<item>borrow</item>
			<item><token sapi:display="borrow:B|AA|R|O" sapi:pron="B U R U">B|U|R|U</token></item>
			<item>money</item>
			<item><token sapi:display="money:M|AH|N|I" sapi:pron="M O N I">M|O|N|I</token></item>
			<item><token sapi:display="money:M|AH|N|I" sapi:pron="M AH N IH">M|AH|N|IH</token></item>
			<item><token sapi:display="money:M|AH|N|I" sapi:pron="M O N IH">M|O|N|IH</token></item>
			<item>with</item>
			<item><token sapi:display="with:W|IH|DH" sapi:pron="W I DH">W|I|DH</token></item>
			<item><token sapi:display="with:W|IH|DH" sapi:pron="W IH D">W|IH|D</token></item>
			<item><token sapi:display="with:W|IH|DH" sapi:pron="W I D">W|I|D</token></item>
			<item>your</item>
			<item><token sapi:display="your:Y|AO|R" sapi:pron="Y U R">Y|U|R</token></item>
			<item>house</item>
			<item><token sapi:display="house:HH|A+UH|S" sapi:pron="HH A + UH SH">HH|A + UH|SH</token></item>
			<item>as</item>
			<item><token sapi:display="as:AE|Z" sapi:pron="A Z">A|Z</token></item>
			<item><token sapi:display="as:AE|Z" sapi:pron="AE S">AE|S</token></item>
			<item><token sapi:display="as:AE|Z" sapi:pron="A S">A|S</token></item>
			<item>collateral</item>
			<item><token sapi:display="collateral:K|AX|L|AE|T|ER|AX|L" sapi:pron="K AX L A T ER AX L">K|AX|L|A|T|ER|AX|L</token></item>
			<item><token sapi:display="collateral:K|AX|L|AE|T|ER|AX|L" sapi:pron="K AX L AE T I R AX L">K|AX|L|AE|T|I R|AX|L</token></item>
			<item><token sapi:display="collateral:K|AX|L|AE|T|ER|AX|L" sapi:pron="K AX L A T I R AX L">K|AX|L|A|T|I R|AX|L</token></item>
		</one-of>
	</rule>

</grammar>