]]> a formal speech; to direct to the attention of. to stay clear of; to keep from happening. to show clearly and deliberately; to present by example. to expand, progress, or improve. to determine the value or impact of. to accumulate; to conclude. a proposal; to propose; to present in order to meet a need or satisfy a requirement. first; most importantly. the chance of loss or damage. a plan of action. powerful; economically or financially sound. replacement.