use Y|O|S Y|U|SH Y|O|SH that D|AE|T DH|A|T D|A|T word W|I R|D W|ER|JH W|I R|JH as A|Z AE|S A|S the D|AX foundation P|A + UH|N|D|E + I|SH|AX|N F|A + UH|N|JH|E + I|SH|AX|N P|A + UH|N|JH|E + I|SH|AX|N F|A + UH|N|D|A|SH|AX|N P|A + UH|N|D|A|SH|AX|N F|A + UH|N|JH|A|SH|AX|N P|A + UH|N|JH|A|SH|AX|N F|A + UH|N|D|E + I|S|AX|N P|A + UH|N|D|E + I|S|AX|N F|A + UH|N|JH|E + I|S|AX|N P|A + UH|N|JH|E + I|S|AX|N F|A + UH|N|D|A|S|AX|N P|A + UH|N|D|A|S|AX|N F|A + UH|N|JH|A|S|AX|N P|A + UH|N|JH|A|S|AX|N for P|AO|R F|U|R P|U|R a complete K|AX|M|P|L|IH|T thought T|AO|T TH|U|T T|U|T such SH|AH|SH S|O|CH SH|O|SH as A|Z AE|S A|S Making M|A|K|IH|NG M|E + I|K|I|NG M|A|K|I|NG smart SH|M|AA|R|T S|M|U|R|T SH|M|U|R|T choices SH|AO + I|SH|AX|Z CH|U I|S|AX|Z SH|U I|SH|AX|Z CH|AO + I|S|AX|S SH|AO + I|SH|AX|S CH|U I|S|AX|S SH|U I|SH|AX|S requires R|IH|K|W|IH|ER|Z R|I|K|W|A + I|I R|Z R|IH|K|W|IH|I R|Z R|I|K|W|A + I|ER|S R|IH|K|W|IH|ER|S R|I|K|W|A + I|I R|S R|IH|K|W|IH|I R|S planning P|L|A|N|IH|NG P|L|AE|N|I|NG P|L|A|N|I|NG and AX|N|JH preparation P|R|I|P|ER|E + I|SH|AX|N P|R|EH|P|I R|E + I|SH|AX|N P|R|I|P|I R|E + I|SH|AX|N P|R|EH|P|ER|A|SH|AX|N P|R|I|P|ER|A|SH|AX|N P|R|EH|P|I R|A|SH|AX|N P|R|I|P|I R|A|SH|AX|N P|R|EH|P|ER|E + I|S|AX|N P|R|I|P|ER|E + I|S|AX|N P|R|EH|P|I R|E + I|S|AX|N P|R|I|P|I R|E + I|S|AX|N P|R|EH|P|ER|A|S|AX|N P|R|I|P|ER|A|S|AX|N P|R|EH|P|I R|A|S|AX|N P|R|I|P|I R|A|S|AX|N